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Friday 6 November 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMBF Financial Banks Regional

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.

Revenue
+4.21%
EPS
+53.8%
Free cash flow
+39.2%
Total debt
−29.3%

Quarter to September 2026, against a year earlier

134.90 3.61 −2.61%
Market cap
$10.2B
P/E
10.1×
Fwd P/E
9.8×
Dividend yield
1.01%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

UMB Financial Corporation (UMBF) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, UMB Financial Corporation (UMBF) trades at a P/B ratio of 1.4×. Over the past ten years it has ranged from 0.8× (July 2020) to 2.0× (March 2017); the current reading is higher than 44% of that period. That is above the Banks Regional industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 1.1× (28.23%)
FY2024 1.6× 20.93%
FY2023 1.3× (12.30%)
FY2022 1.5× (8.11%)
FY2021 1.6× 47.93%
FY2020 1.1× (14.31%)
FY2019 1.3× (4.83%)
FY2018 1.3× (17.03%)
FY2017 1.6× (14.64%)
FY2016 1.9× 64.54%

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.3× (6.82%)
Jun 2026 1.4× 23.15%
Mar 2026 1.1× (0.05%)
Dec 2025 1.1× (9.39%)
43 more quarters

Against its own ten years

Low 0.8× High 2.0×
Ten-year median 1.4×
Current reading's percentile 44

P/B ratio against peers

Company P/B ratio
SSB SouthState Bank Corporation compare 1.1×
ONB Old National Bancorp compare 1.2×
ZION Zions Bancorporation, N.A. compare 1.2×
FHN First Horizon Corporation compare 1.3×
UMBF UMB Financial Corporation 1.4×
WTFC Wintrust Financial Corporation compare 1.5×
BPOP Popular, Inc. compare 1.6×
CIB Grupo Cibest S.A. - Sponsored ADR compare 1.9×
CFR Cullen/Frost Bankers, Inc. compare 2.5×
Banks Regional industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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