stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
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UMB Financial Corporation (UMBF) Return on equity
UMB Financial Corporation's return on equity over the twelve months to 30 September 2026 was 13.7%, up 1.1 percentage points from fiscal 2025 (12.6%). Over the past ten years it has ranged from 6.56% (fiscal 2015) to 14.9% (fiscal 2022); the current reading is higher than 82% of that period. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 12.6% | (0.84) |
| FY2024 | 13.4% | 1.30 |
| FY2023 | 12.1% | (2.71) |
| FY2022 | 14.9% | 3.39 |
| FY2021 | 11.5% | 1.27 |
| FY2020 | 10.2% | 0.11 |
| FY2019 | 10.1% | 1.21 |
| FY2018 | 8.87% | (3.06) |
| FY2017 | 11.9% | 3.69 |
| FY2016 | 8.24% | 1.68 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| ZION Zions Bancorporation, N.A. compare | 16.8% |
| CFR Cullen/Frost Bankers, Inc. compare | 16.6% |
| BPOP Popular, Inc. compare | 15.7% |
| UMBF UMB Financial Corporation | 13.7% |
| WTFC Wintrust Financial Corporation compare | 13.2% |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | 11.8% |
| ONB Old National Bancorp compare | 11.7% |
| SSB SouthState Bank Corporation compare | 10.3% |
| FHN First Horizon Corporation compare | 7.83% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on UMBF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement