stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
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UMB Financial Corporation (UMBF) Operating cash flow
UMB Financial Corporation's operating cash flow for fiscal 2025 was $1.0B, up 355.7% from $225.3M in fiscal 2024. Over the twelve months to 30 September 2026 it was $1.2B. Over the past ten years it has ranged from $211.9M (fiscal 2015) to $1.0B (fiscal 2025) — the current reading is the highest in ten years. UMB Financial Corporation ranks 35th of 323 Banks Regional companies by operating cash flow.
Operating cash flow, annual
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Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2025 | $1.0B | 355.73% |
| FY2024 | $225.3M | (52.33%) |
| FY2023 | $472.6M | (38.59%) |
| FY2022 | $769.6M | 44.09% |
| FY2021 | $534.1M | 42.96% |
| FY2020 | $373.6M | 9.90% |
| FY2019 | $339.9M | 14.96% |
| FY2018 | $295.7M | (9.44%) |
| FY2017 | $326.5M | 10.15% |
| FY2016 | $296.4M | 39.89% |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Sep 2026 | $370.4M | 6.07% |
| Jun 2026 | $349.3M | (3.33%) |
| Mar 2026 | $361.3M | 240.58% |
| Dec 2025 | $106.1M | (61.03%) |
| 43 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| ZION Zions Bancorporation, N.A. compare | $1.8B |
| WTFC Wintrust Financial Corporation compare | $1.6B |
| SSB SouthState Bank Corporation compare | $1.6B |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | $1.5B |
| UMBF UMB Financial Corporation | $1.2B |
| FHN First Horizon Corporation compare | $1.1B |
| ONB Old National Bancorp compare | $1.0B |
| BPOP Popular, Inc. compare | $1.0B |
| CFR Cullen/Frost Bankers, Inc. compare | $763.6M |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement