Friday 6 November 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.

Revenue: +4.21%
EPS: +53.8%
Free cash flow: +39.2%
Total debt: −29.3%

Quarter to September 2026, against a year earlier

134.90 3.61 −2.61%

Follow UMBF

Alert me

Market cap: $10.2B
P/E: 10.1×
Fwd P/E: 9.8×
Dividend yield: 1.01%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Valuation Filings

UMB Financial Corporation (UMBF) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, UMB Financial Corporation (UMBF) trades at a price to free cash flow of 9.0×. Over the past ten years it has ranged from 3.9× (March 2023) to 29.1× (January 2025); the current reading is higher than 22% of that period. That is below the Banks Regional industry median of 10.6× and below the Financial sector median of 9.7×.

Embed this chart

Code for your page

<iframe src="https://stockrow.com/embed/UMBF/price-to-free-cash-flow" width="100%" height="360" style="border:0" loading="lazy" title="UMB Financial Corporation price to free cash flow, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/UMBF/metrics/price-to-free-cash-flow">UMB Financial Corporation (UMBF) price to free cash flow — stockrow.com</a></p>

Period	Price to free cash flow	Change
FY2025	8.6×	(67.85%)
FY2024	26.8×	196.07%
FY2023	9.1×	64.35%
FY2022	5.5×	(45.77%)
FY2021	10.2×	(1.54%)
FY2020	10.3×	(15.84%)
FY2019	12.3×	(0.92%)
FY2018	12.4×	2.18%
FY2017	12.1×	(19.93%)
FY2016	15.1×	9.74%

Period	Price to free cash flow	Change
Sep 2026	8.6×	(17.02%)
Jun 2026	10.4×	19.15%
Mar 2026	8.7×	1.51%
Dec 2025	8.6×	(22.76%)
43 more quarters	Free account

Against its own ten years

Low 3.9× High 29.1×

Ten-year median 11.1×

Current reading's percentile 22

Company	Price to free cash flow
ZION Zions Bancorporation, N.A. compare	5.6×
WTFC Wintrust Financial Corporation compare	6.5×
SSB SouthState Bank Corporation compare	6.5×
UMBF UMB Financial Corporation	9.0×
ONB Old National Bancorp compare	9.7×
FHN First Horizon Corporation compare	10.8×
BPOP Popular, Inc. compare	12.3×
CFR Cullen/Frost Bankers, Inc. compare	16.5×
CIB Grupo Cibest S.A. - Sponsored ADR compare	21.3×
Banks Regional industry median	10.6×
Financial sector median	9.7×
Market median	14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

UMB Financial Corporation (UMBF) Price to free cash flow

Price to free cash flow, daily

Annual newest first

Quarterly newest first

Against its own ten years

Price to free cash flow against peers

What Price to free cash flow is

More on UMBF

Price to free cash flow, daily

Annual newest first

Quarterly newest first

Against its own ten years

Price to free cash flow against peers

What Price to free cash flow is

More on UMBF

Stockrow Weekly