stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
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UMB Financial Corporation (UMBF) Gross margin
UMB Financial Corporation's gross margin over the twelve months to 30 September 2026 was 68.4%, up 4.4 percentage points from fiscal 2025 (64.0%). Over the past ten years it has ranged from 58.2% (fiscal 2024) to 97.7% (fiscal 2015); the current reading is higher than 27% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 64.0% | 5.80 |
| FY2024 | 58.2% | (3.21) |
| FY2023 | 61.4% | (25.37) |
| FY2022 | 86.8% | (9.76) |
| FY2021 | 96.5% | 2.18 |
| FY2020 | 94.4% | 9.25 |
| FY2019 | 85.1% | (4.17) |
| FY2018 | 89.3% | (5.15) |
| FY2017 | 94.4% | (2.58) |
| FY2016 | 97.0% | (0.67) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 68.5% | (1.17) |
| Jun 2026 | 69.7% | 0.70 |
| Mar 2026 | 69.0% | 2.54 |
| Dec 2025 | 66.4% | 3.74 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CFR Cullen/Frost Bankers, Inc. compare | 79.2% |
| BPOP Popular, Inc. compare | 73.9% |
| ZION Zions Bancorporation, N.A. compare | 72.9% |
| SSB SouthState Bank Corporation compare | 71.9% |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | 69.3% |
| ONB Old National Bancorp compare | 69.0% |
| UMBF UMB Financial Corporation | 68.4% |
| FHN First Horizon Corporation compare | 68.0% |
| WTFC Wintrust Financial Corporation compare | 66.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on UMBF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement