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Friday 6 November 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMBF Financial Banks Regional

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.

Revenue
+4.21%
EPS
+53.8%
Free cash flow
+39.2%
Total debt
−29.3%

Quarter to September 2026, against a year earlier

134.90 3.61 −2.61%
Market cap
$10.2B
P/E
10.1×
Fwd P/E
9.8×
Dividend yield
1.01%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

UMB Financial Corporation (UMBF) Current ratio

Alert me on Current ratio

UMB Financial Corporation's current ratio at the end of the quarter to 30 September 2026 was 0.8×, up 0.0× from fiscal 2025 (0.7×). Over the past ten years it has ranged from 0.6× (fiscal 2015) to 0.8× (fiscal 2024); the current reading is higher than 91% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.7× (0.78%)
FY2024 0.8× 4.07%
FY2023 0.7× 7.34%
FY2022 0.7× (4.47%)
FY2021 0.7× (1.37%)
FY2020 0.7× 1.26%
FY2019 0.7× 1.84%
FY2018 0.7× 1.92%
FY2017 0.7× 5.14%
FY2016 0.6× 4.16%

Quarterly newest first

Period Current ratio Change
Sep 2026 0.8× 0.44%
Jun 2026 0.8× 0.53%
Mar 2026 0.8× 0.52%
Dec 2025 0.7× 0.08%
43 more quarters

Against its own ten years

Low 0.6× High 0.8×
Ten-year median 0.7×
Current reading's percentile 91

Current ratio against peers

Company Current ratio
CIB Grupo Cibest S.A. - Sponsored ADR compare 1.0×
WTFC Wintrust Financial Corporation compare 1.0×
FHN First Horizon Corporation compare 1.0×
SSB SouthState Bank Corporation compare 0.9×
ONB Old National Bancorp compare 0.9×
ZION Zions Bancorporation, N.A. compare 0.9×
UMBF UMB Financial Corporation 0.8×
CFR Cullen/Frost Bankers, Inc. compare 0.6×
BPOP Popular, Inc. compare 0.6×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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