Cullen/Frost Bankers, Inc.

CFR Financial Banks Regional

Cullen/Frost Bankers, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 2.46% from fiscal 2024.

Revenue
+2.95%
EPS
+6.37%
Free cash flow
+21.4%
Total debt
+0.10%

Quarter to September 2026, against a year earlier

156.62 3.07 −1.92%
Market cap
$9.7B
P/E
14.6×
Fwd P/E
14.2×
Dividend yield
2.59%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Cullen/Frost Bankers, Inc. (CFR) Return on invested capital

Alert me on Return on invested capital

Cullen/Frost Bankers, Inc.'s return on invested capital over the twelve months to 30 September 2026 was 0.00%, down 0.0 percentage points from fiscal 2025 (0.00%). Over the past ten years it has ranged from 0.00% (fiscal 2025) to 93.4% (fiscal 2019) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 8.45% and below the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 0.00% 0.00
FY2024 0.00% 0.00
FY2023 0.00% 0.00
FY2022 0.00% 0.00
FY2021 0.00% 0.00
FY2020 0.00% (93.36)
FY2019 93.4% 93.36
FY2018 0.00% 0.00
FY2017 0.00% 0.00
FY2016 0.00% 0.00

Against its own ten years

Low 0.00% High 93.4%
Ten-year median 0.00%
Current reading's percentile 91

Return on invested capital against peers

Company Return on invested capital
BPOP Popular, Inc. compare 48.2%
UMBF UMB Financial Corporation compare 37.2%
CIB Grupo Cibest S.A. - Sponsored ADR compare 33.7%
ZION Zions Bancorporation, N.A. compare 22.3%
CBC Central Bancompany compare 14.8%
SSB SouthState Bank Corporation compare 11.3%
WTFC Wintrust Financial Corporation compare 10.5%
ONB Old National Bancorp compare 5.62%
CFR Cullen/Frost Bankers, Inc. 0.00%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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