stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
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UMB Financial Corporation (UMBF) Return on assets
UMB Financial Corporation's return on assets over the twelve months to 30 September 2026 was 1.40%, up 0.3 percentage points from fiscal 2025 (1.11%). Over the past ten years it has ranged from 0.63% (fiscal 2015) to 1.16% (fiscal 2017); the current reading is higher than 91% of that period. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.11% | 0.18 |
| FY2024 | 0.93% | 0.08 |
| FY2023 | 0.85% | (0.21) |
| FY2022 | 1.06% | 0.13 |
| FY2021 | 0.93% | (0.03) |
| FY2020 | 0.96% | (0.02) |
| FY2019 | 0.98% | 0.11 |
| FY2018 | 0.87% | (0.29) |
| FY2017 | 1.16% | 0.36 |
| FY2016 | 0.80% | 0.17 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| UMBF UMB Financial Corporation | 1.40% |
| SSB SouthState Bank Corporation compare | 1.36% |
| ZION Zions Bancorporation, N.A. compare | 1.35% |
| ONB Old National Bancorp compare | 1.29% |
| CFR Cullen/Frost Bankers, Inc. compare | 1.26% |
| BPOP Popular, Inc. compare | 1.25% |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | 1.23% |
| WTFC Wintrust Financial Corporation compare | 1.22% |
| FHN First Horizon Corporation compare | 0.81% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on UMBF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement