SouthState Bank Corporation (SSB) vs UMB Financial Corporation (UMBF)
SouthState Bank Corporation and UMB Financial Corporation are both Banks Regional companies. SouthState Bank Corporation and UMB Financial Corporation are of similar size ($10.3B and $9.9B). SouthState Bank Corporation trades at the lower P/E: 10.7× against 11.2×. UMB Financial Corporation grew revenue faster over the last twelve months: 27.6% against 23.3%. SouthState Bank Corporation has the higher net margin (25.1% vs 21.1%) and the lower return on invested capital (10.5% vs 41.1%). Both pay a dividend; SouthState Bank Corporation yields more (2.62% vs 1.95%). Across the 20 metrics below, SouthState Bank Corporation leads on 14 and UMB Financial Corporation on 6.
Valuation
Profitability
| Metric | SSB | UMBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.82% | 66.95% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.09% | 21.06% | 18.66% |
| Free cash flow margin | 26.69% | 23.89% | 21.18% |
| Return on equity | 10.60% | 12.55% | 10.64% |
| Return on assets | 1.41% | 1.27% | 1.13% |
| Return on invested capital | 10.48% | 41.14% | 8.33% |
Growth
Health
Dividend
Size
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