Wintrust Financial Corporation

WTFC Financial Banks Regional

Wintrust Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.2 billion, up 6.66% from fiscal 2024.

Revenue
+4.06%
EPS
+21.3%
Free cash flow
−23.8%
Total debt
+1.77%

Quarter to September 2026, against a year earlier

151.56 4.56 −2.92%
Market cap
$10.2B
P/E
11.5×
Fwd P/E
11.4×
Dividend yield
1.45%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Wintrust Financial Corporation (WTFC) Gross margin

Alert me on Gross margin

Wintrust Financial Corporation's gross margin over the twelve months to 30 September 2026 was 66.6%, up 2.2 percentage points from fiscal 2025 (64.4%). Over the past ten years it has ranged from 61.8% (fiscal 2024) to 92.2% (fiscal 2015); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 64.4% 2.64
FY2024 61.8% (6.48)
FY2023 68.3% (20.31)
FY2022 88.6% (3.32)
FY2021 91.9% 5.25
FY2020 86.7% 5.08
FY2019 81.6% (4.94)
FY2018 86.5% (4.44)
FY2017 91.0% (1.11)
FY2016 92.1% (0.16)

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 66.5% (0.46)
Jun 2026 67.0% (0.18)
Mar 2026 67.2% 1.44
Dec 2025 65.7% 1.98
43 more quarters

Against its own ten years

Low 61.8% High 92.2%
Ten-year median 86.7%
Current reading's percentile 26

Gross margin against peers

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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