stockrowZions Bancorporation, N.A.
ZION Financial Banks Regional
Zions Bancorporation, N.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.9 billion, down 1.02% from fiscal 2024.
- Revenue
- −0.80%
- EPS
- +20.3%
- Free cash flow
- +518.3%
- Total debt
- +64.0%
Quarter to September 2026, against a year earlier
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Zions Bancorporation, N.A. (ZION) Gross margin
Zions Bancorporation, N.A.'s gross margin over the twelve months to 30 September 2026 was 72.9%, up 4.4 percentage points from fiscal 2025 (68.5%). Over the past ten years it has ranged from 62.7% (fiscal 2024) to 98.0% (fiscal 2021); the current reading is higher than 27% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 68.5% | 5.80 |
| FY2024 | 62.7% | (4.68) |
| FY2023 | 67.4% | (27.09) |
| FY2022 | 94.5% | (3.55) |
| FY2021 | 98.0% | 3.18 |
| FY2020 | 94.8% | 7.50 |
| FY2019 | 87.3% | (4.39) |
| FY2018 | 91.7% | (3.64) |
| FY2017 | 95.4% | (1.12) |
| FY2016 | 96.5% | 1.87 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 70.9% | (6.00) |
| Jun 2026 | 76.9% | 5.11 |
| Mar 2026 | 71.8% | 0.43 |
| Dec 2025 | 71.3% | 2.62 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CBC Central Bancompany compare | 88.4% |
| CFR Cullen/Frost Bankers, Inc. compare | 79.2% |
| BPOP Popular, Inc. compare | 73.9% |
| ZION Zions Bancorporation, N.A. | 72.9% |
| SSB SouthState Bank Corporation compare | 71.9% |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | 69.3% |
| ONB Old National Bancorp compare | 69.0% |
| UMBF UMB Financial Corporation compare | 68.4% |
| WTFC Wintrust Financial Corporation compare | 66.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on ZION
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement