Wintrust Financial Corporation
WTFC Financial Banks Regional
Wintrust Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.2 billion, up 6.66% from fiscal 2024.
- Revenue
- +4.06%
- EPS
- +21.3%
- Free cash flow
- −23.8%
- Total debt
- +1.77%
Quarter to September 2026, against a year earlier
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Wintrust Financial Corporation (WTFC) Free cash flow
Wintrust Financial Corporation's free cash flow for fiscal 2025 was $860.4M, up 35.4% from $635.5M in fiscal 2024. Over the twelve months to 30 June 2026 it was $1.6B. Over the past ten years it has ranged from −$582.1M (fiscal 2020) to $1.3B (fiscal 2022); the current reading is higher than 82% of that period. Wintrust Financial Corporation ranks 26th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $860.4M | 35.38% |
| FY2024 | $635.5M | (8.95%) |
| FY2023 | $698.0M | (47.19%) |
| FY2022 | $1.3B | 23.07% |
| FY2021 | $1.1B | — |
| FY2020 | −$582.1M | — |
| FY2019 | $184.0M | (40.44%) |
| FY2018 | $308.9M | (9.79%) |
| FY2017 | $342.4M | 23.60% |
| FY2016 | $277.0M | — |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $237.9M | (73.98%) |
| Mar 2026 | $914.0M | 299.76% |
| Dec 2025 | $228.6M | 18.73% |
| Sep 2025 | $192.6M | (38.31%) |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| ZION Zions Bancorporation, N.A. compare | $1.7B |
| WTFC Wintrust Financial Corporation | $1.6B |
| SSB SouthState Bank Corporation compare | $1.6B |
| UMBF UMB Financial Corporation compare | $1.1B |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | $1.1B |
| FHN First Horizon Corporation compare | $1.0B |
| ONB Old National Bancorp compare | $980.0M |
| BPOP Popular, Inc. compare | $808.2M |
| CFR Cullen/Frost Bankers, Inc. compare | $588.2M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on WTFC
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement