stockrowCullen/Frost Bankers, Inc.
Cullen/Frost Bankers, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 2.46% from fiscal 2024.
- Revenue
- +2.95%
- EPS
- +6.37%
- Free cash flow
- +21.4%
- Total debt
- +0.10%
Quarter to September 2026, against a year earlier
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Cullen/Frost Bankers, Inc. (CFR) Free cash flow
Cullen/Frost Bankers, Inc.'s free cash flow for fiscal 2025 was $128.3M, down 85.1% from $861.8M in fiscal 2024. Over the twelve months to 30 September 2026 it was $588.2M. Over the past ten years it has ranged from $128.3M (fiscal 2025) to $861.8M (fiscal 2024) — the current reading is the lowest in ten years. Cullen/Frost Bankers, Inc. ranks 48th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $128.3M | (85.11%) |
| FY2024 | $861.8M | 168.05% |
| FY2023 | $321.5M | (48.16%) |
| FY2022 | $620.1M | 5.20% |
| FY2021 | $589.5M | 35.57% |
| FY2020 | $434.8M | (0.14%) |
| FY2019 | $435.4M | (12.35%) |
| FY2018 | $496.7M | (2.31%) |
| FY2017 | $508.5M | 14.80% |
| FY2016 | $443.0M | 77.00% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Sep 2026 | $257.0M | — |
| Jun 2026 | −$7.1M | — |
| Mar 2026 | $199.2M | 43.16% |
| Dec 2025 | $139.1M | (34.27%) |
| 43 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| ZION Zions Bancorporation, N.A. compare | $1.7B |
| WTFC Wintrust Financial Corporation compare | $1.6B |
| SSB SouthState Bank Corporation compare | $1.6B |
| UMBF UMB Financial Corporation compare | $1.1B |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | $1.1B |
| ONB Old National Bancorp compare | $980.0M |
| BPOP Popular, Inc. compare | $808.2M |
| CFR Cullen/Frost Bankers, Inc. | $588.2M |
| CBC Central Bancompany compare | $485.3M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on CFR
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement