stockrowUnited Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.
- Revenue
- −2.30%
- EPS
- +2.17%
- Free cash flow
- +14.6%
- Total debt
- +0.30%
Quarter to September 2026, against a year earlier
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United Bankshares, Inc. (UBSI) Return on invested capital
United Bankshares, Inc.'s return on invested capital over the twelve months to 30 September 2026 was 9.89%, down 0.6 percentage points from fiscal 2025 (10.5%). Over the past ten years it has ranged from 4.39% (fiscal 2019) to 16.3% (fiscal 2021); the current reading is higher than 91% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 10.5% | 1.50 |
| FY2024 | 8.96% | 3.12 |
| FY2023 | 5.84% | 0.47 |
| FY2022 | 5.37% | (10.90) |
| FY2021 | 16.3% | 8.66 |
| FY2020 | 7.61% | 3.22 |
| FY2019 | 4.39% | (0.85) |
| FY2018 | 5.24% | (0.52) |
| FY2017 | 5.76% | (1.48) |
| FY2016 | 7.24% | 0.65 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| CBSH Commerce Bancshares, Inc. compare | 75.9% |
| UBSI United Bankshares, Inc. | 9.89% |
| HOMB Home BancShares, Inc. compare | 9.54% |
| GBCI Glacier Bancorp, Inc. compare | 8.86% |
| OZK Bank OZK compare | 8.73% |
| HWC Hancock Whitney Corporation compare | 8.54% |
| ABCB Ameris Bancorp compare | 7.69% |
| FNB F.N.B. Corporation compare | 7.39% |
| ASB Associated Banc-Corp compare | 4.95% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on UBSI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement