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Friday 6 November 2026 Export UBSI’s income statement to Excel — free account

United Bankshares, Inc.

UBSI Financial Banks Regional

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue
−2.30%
EPS
+2.17%
Free cash flow
+14.6%
Total debt
+0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%
Market cap
$6.6B
P/E
13.1×
Fwd P/E
12.9×
Dividend yield
3.14%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

United Bankshares, Inc. (UBSI) Current ratio

Alert me on Current ratio

United Bankshares, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 1.0×, down 0.0× from fiscal 2025 (1.0×). Over the past ten years it has ranged from 0.9× (fiscal 2021) to 1.1× (fiscal 2019); the current reading is higher than 55% of that period. That is in line with the Banks Regional industry median of 0.9× and in line with the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 1.0× 0.70%
FY2024 1.0× (0.61%)
FY2023 1.0× 2.99%
FY2022 1.0× 2.22%
FY2021 0.9× (3.84%)
FY2020 1.0× (7.80%)
FY2019 1.1× 2.92%
FY2018 1.0× (1.77%)
FY2017 1.0× (1.02%)
FY2016 1.1× 1.04%

Quarterly newest first

Period Current ratio Change
Sep 2026 1.0× (0.58%)
Jun 2026 1.0× (0.43%)
Mar 2026 1.0× (0.51%)
Dec 2025 1.0× 0.08%
43 more quarters

Against its own ten years

Low 0.9× High 1.1×
Ten-year median 1.0×
Current reading's percentile 55

Current ratio against peers

Company Current ratio
ABCB Ameris Bancorp compare 1.0×
OZK Bank OZK compare 1.0×
UBSI United Bankshares, Inc. 1.0×
HOMB Home BancShares, Inc. compare 0.9×
ASB Associated Banc-Corp compare 0.9×
FNB F.N.B. Corporation compare 0.9×
GBCI Glacier Bancorp, Inc. compare 0.8×
CBSH Commerce Bancshares, Inc. compare 0.8×
HWC Hancock Whitney Corporation compare 0.8×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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