Friday 6 November 2026 Export UBSI’s income statement to Excel — free account

United Bankshares, Inc.

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue: −2.30%
EPS: +2.17%
Free cash flow: +14.6%
Total debt: +0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%

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Market cap: $6.6B
P/E: 13.1×
Fwd P/E: 12.9×
Dividend yield: 3.14%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Valuation Filings

	Sep '26	Jun '26	Mar '26	Dec '25	Older periods
P/E ratio Full definition →	12.42	12.45	11.57	11.71	+8 more quarters Free account
P/S ratio Full definition →	3.42	3.43	3.15	2.98
P/FCF ratio Full definition →	11.45	11.55	10.80	10.97
P/Operating CF Full definition →	59.60	60.13	35.94	39.11
P/B ratio Full definition →	1.16	1.15	1.05	0.99
Price to Tangible BV Full definition →	1.86	1.81	1.67	1.56
EV/Sales Full definition →	—	2.59	2.18	1.88
EV/EBITDA Full definition →	—	0.00	0.00	0.00
EV/Operating CF Full definition →	—	8.59	7.43	6.86
EV/FCF Full definition →	—	8.72	7.49	6.91
Quick Ratio Full definition →	0.07	0.08	0.08	0.09
Current Ratio Full definition →	0.97	0.98	0.98	0.99
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	1.56%	1.58%	1.58%	1.58%
Debt/Equity Full definition →	0.10	0.10	0.10	0.10
Asset Turnover Full definition →	0.05	0.06	0.06	0.06
Operating CF/Net income Full definition →	0.00	0.80	1.30	1.08
Capex/Depreciation Full definition →	—	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	34.78%	34.96%	35.69%	34.38%
Intangible Assets out of Total Assets Full definition →	0.06	0.06	0.06	0.06
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(0.28)	(0.21)	(0.21)	(0.20)
Graham Number Full definition →	57.48	57.50	56.28	53.54
Earnings Yield Full definition →	8.05%	8.03%	8.64%	8.54%
Free Cash Flow Yield Full definition →	8.74%	8.66%	9.26%	9.11%
Revenue per Share Full definition →	3.40	3.31	3.22	3.26
Operating CF per Share Full definition →	0.00	0.76	1.15	0.98
Capex per Share Full definition →	0.00	(0.05)	(0.03)	(0.04)
Free Cash Flow per Share Full definition →	0.00	0.71	1.12	0.94
Cash per Share Full definition →	13.80	15.08	16.52	17.97
Shareholders Equity per Share Full definition →	39.68	39.94	39.32	38.84
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	39.68	39.94	39.32	38.84
Free Cash Flow Full definition →	—	98.07	156.02	133.49
Working Capital Full definition →	(829.33)	(660.49)	(546.79)	(407.65)
Capital Expenditures Full definition →	—	(7.09)	(4.84)	(5.43)
Net Current Asset Value Full definition →	(1,748.41)	(1,330.08)	(1,209.97)	(1,069.94)
EV/EBIT Full definition →	—	0.00	0.00	0.00
Capex to Sales Full definition →	0.00	0.02	0.01	0.01
Price to Operating Income Full definition →	9.75	9.81	9.14	9.31
Other line items
Average Payables Full definition →	27,297.13	26,753.31	26,742.76	25,511.40
Average Assets Full definition →	33,817.86	33,267.60	33,246.94	31,841.91
Average Common Equity Full definition →	5,429.81	5,437.54	5,401.29	5,244.60

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Columns are period end dates · fundamentals updated 2 Nov 2026

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