stockrowUnited Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.
- Revenue
- −2.30%
- EPS
- +2.17%
- Free cash flow
- +14.6%
- Total debt
- +0.30%
Quarter to September 2026, against a year earlier
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United Bankshares, Inc. (UBSI) Free cash flow
United Bankshares, Inc.'s free cash flow for fiscal 2025 was $482.6M, up 8.23% from $445.9M in fiscal 2024. Over the twelve months to 30 June 2026 it was $535.1M. Over the past ten years it has ranged from $125.8M (fiscal 2020) to $744.9M (fiscal 2022); the current reading is higher than 82% of that period. United Bankshares, Inc. ranks 54th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $482.6M | 8.23% |
| FY2024 | $445.9M | (0.81%) |
| FY2023 | $449.5M | (39.65%) |
| FY2022 | $744.9M | 25.02% |
| FY2021 | $595.8M | 373.68% |
| FY2020 | $125.8M | (10.88%) |
| FY2019 | $141.1M | (52.43%) |
| FY2018 | $296.7M | 23.82% |
| FY2017 | $239.6M | 46.08% |
| FY2016 | $164.0M | (3.80%) |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $98.1M | (37.14%) |
| Mar 2026 | $156.0M | 16.87% |
| Dec 2025 | $133.5M | (9.50%) |
| Sep 2025 | $147.5M | 72.39% |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| CBSH Commerce Bancshares, Inc. compare | $1.2B |
| ASB Associated Banc-Corp compare | $852.5M |
| OZK Bank OZK compare | $762.4M |
| FNB F.N.B. Corporation compare | $723.0M |
| HWC Hancock Whitney Corporation compare | $559.7M |
| UBSI United Bankshares, Inc. | $535.1M |
| ABCB Ameris Bancorp compare | $522.0M |
| GBCI Glacier Bancorp, Inc. compare | $460.7M |
| HOMB Home BancShares, Inc. compare | $439.6M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on UBSI
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement