Friday 6 November 2026 Export UBSI’s income statement to Excel — free account

United Bankshares, Inc.

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue: −2.30%
EPS: +2.17%
Free cash flow: +14.6%
Total debt: +0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%

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Market cap: $6.6B
P/E: 13.1×
Fwd P/E: 12.9×
Dividend yield: 3.14%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

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United Bankshares, Inc. (UBSI) Price to free cash flow

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As of 5 November 2026, United Bankshares, Inc. (UBSI) trades at a price to free cash flow of 12.1×. Over the past ten years it has ranged from 5.7× (April 2022) to 2,930× (December 2020); the current reading is higher than 47% of that period. That is above the Banks Regional industry median of 10.6× and above the Financial sector median of 9.7×.

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<iframe src="https://stockrow.com/embed/UBSI/price-to-free-cash-flow" width="100%" height="360" style="border:0" loading="lazy" title="United Bankshares, Inc. price to free cash flow, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/UBSI/metrics/price-to-free-cash-flow">United Bankshares, Inc. (UBSI) price to free cash flow — stockrow.com</a></p>

Period	Price to free cash flow	Change
FY2025	11.0×	(3.43%)
FY2024	11.4×	0.58%
FY2023	11.3×	55.56%
FY2022	7.3×	(7.74%)
FY2021	7.9×	(74.54%)
FY2020	30.9×	11.10%
FY2019	27.8×	155.11%
FY2018	10.9×	(23.09%)
FY2017	14.2×	(31.38%)
FY2016	20.7×	37.40%

Period	Price to free cash flow	Change
Sep 2026	11.4×	(0.89%)
Jun 2026	11.5×	6.89%
Mar 2026	10.8×	(1.55%)
Dec 2025	11.0×	3.16%
43 more quarters	Free account

Against its own ten years

Low 5.7× High 2,930×

Ten-year median 12.6×

Current reading's percentile 47

Company	Price to free cash flow
CBSH Commerce Bancshares, Inc. compare	6.5×
ASB Associated Banc-Corp compare	6.7×
OZK Bank OZK compare	7.4×
FNB F.N.B. Corporation compare	8.8×
HWC Hancock Whitney Corporation compare	10.3×
ABCB Ameris Bancorp compare	10.5×
UBSI United Bankshares, Inc.	12.1×
HOMB Home BancShares, Inc. compare	13.7×
GBCI Glacier Bancorp, Inc. compare	13.7×
Banks Regional industry median	10.6×
Financial sector median	9.7×
Market median	14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

United Bankshares, Inc. (UBSI) Price to free cash flow

Price to free cash flow, daily

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Against its own ten years

Price to free cash flow against peers

What Price to free cash flow is

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Price to free cash flow, daily

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Against its own ten years

Price to free cash flow against peers

What Price to free cash flow is

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