F.N.B. Corporation

FNB Financial Banks Regional

F.N.B. Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 4.95% from fiscal 2024.

Revenue
−0.72%
EPS
+4.88%
Free cash flow
+67.8%
Total debt
−14.1%

Quarter to September 2026, against a year earlier

17.92 0.53 −2.87%
Market cap
$6.3B
P/E
10.5×
Fwd P/E
10.7×
Dividend yield
2.79%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

F.N.B. Corporation (FNB) Return on invested capital

Alert me on Return on invested capital

F.N.B. Corporation's return on invested capital over the twelve months to 30 September 2026 was 7.39%, up 0.6 percentage points from fiscal 2025 (6.79%). Over the past ten years it has ranged from 4.59% (fiscal 2020) to 13.5% (fiscal 2021); the current reading is higher than 82% of that period. That is below the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 6.79% 1.76
FY2024 5.03% (0.63)
FY2023 5.66% (1.15)
FY2022 6.81% (6.68)
FY2021 13.5% 8.90
FY2020 4.59% (0.64)
FY2019 5.23% (0.72)
FY2018 5.95% 0.34
FY2017 5.61% (0.85)
FY2016 6.46% (0.01)

Against its own ten years

Low 4.59% High 13.5%
Ten-year median 5.95%
Current reading's percentile 82

Return on invested capital against peers

Company Return on invested capital
UBSI United Bankshares, Inc. compare 9.89%
HOMB Home BancShares, Inc. compare 9.54%
GBCI Glacier Bancorp, Inc. compare 8.86%
OZK Bank OZK compare 8.73%
AUB Atlantic Union Bankshares Corporation compare 8.66%
HWC Hancock Whitney Corporation compare 8.54%
ABCB Ameris Bancorp compare 7.69%
FNB F.N.B. Corporation 7.39%
ASB Associated Banc-Corp compare 4.95%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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