United Bankshares, Inc.

UBSI Financial Banks Regional

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue
−2.30%
EPS
+2.17%
Free cash flow
+14.6%
Total debt
+0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%
Market cap
$6.6B
P/E
13.1×
Fwd P/E
12.9×
Dividend yield
3.14%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

United Bankshares, Inc. (UBSI) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, United Bankshares, Inc. (UBSI) trades at a P/B ratio of 1.2×. Over the past ten years it has ranged from 0.6× (September 2020) to 1.8× (December 2016); the current reading is higher than 75% of that period. That is in line with the Banks Regional industry median of 1.2× and in line with the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 1.0× (2.58%)
FY2024 1.0× (4.67%)
FY2023 1.1× (11.14%)
FY2022 1.2× 20.51%
FY2021 1.0× 9.86%
FY2020 0.9× (22.50%)
FY2019 1.2× 17.31%
FY2018 1.0× (5.09%)
FY2017 1.0× (30.84%)
FY2016 1.5× 1.25%

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.2× 0.88%
Jun 2026 1.1× 8.95%
Mar 2026 1.1× 6.54%
Dec 2025 1.0× 2.21%
43 more quarters

Against its own ten years

Low 0.6× High 1.8×
Ten-year median 1.1×
Current reading's percentile 82

P/B ratio against peers

Company P/B ratio
FNB F.N.B. Corporation compare 0.9×
OZK Bank OZK compare 1.0×
ASB Associated Banc-Corp compare 1.1×
UBSI United Bankshares, Inc. 1.2×
ABCB Ameris Bancorp compare 1.3×
HOMB Home BancShares, Inc. compare 1.3×
HWC Hancock Whitney Corporation compare 1.4×
GBCI Glacier Bancorp, Inc. compare 1.5×
CBSH Commerce Bancshares, Inc. compare 1.9×
Banks Regional industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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