stockrowUnited Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.
- Revenue
- −2.30%
- EPS
- +2.17%
- Free cash flow
- +14.6%
- Total debt
- +0.30%
Quarter to September 2026, against a year earlier
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United Bankshares, Inc. (UBSI) Gross margin
United Bankshares, Inc.'s gross margin over the twelve months to 30 September 2026 was 70.2%, up 2.2 percentage points from fiscal 2025 (68.0%). Over the past ten years it has ranged from 63.7% (fiscal 2024) to 95.1% (fiscal 2021); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 68.0% | 4.30 |
| FY2024 | 63.7% | (5.02) |
| FY2023 | 68.7% | (22.19) |
| FY2022 | 90.9% | (4.26) |
| FY2021 | 95.1% | 4.54 |
| FY2020 | 90.6% | 10.80 |
| FY2019 | 79.8% | (4.97) |
| FY2018 | 84.8% | (5.35) |
| FY2017 | 90.1% | (1.57) |
| FY2016 | 91.7% | (0.39) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 70.3% | (0.57) |
| Jun 2026 | 70.9% | 0.55 |
| Mar 2026 | 70.4% | 1.28 |
| Dec 2025 | 69.1% | 0.88 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CBSH Commerce Bancshares, Inc. compare | 83.9% |
| GBCI Glacier Bancorp, Inc. compare | 76.9% |
| HOMB Home BancShares, Inc. compare | 75.5% |
| HWC Hancock Whitney Corporation compare | 75.2% |
| ABCB Ameris Bancorp compare | 73.8% |
| UBSI United Bankshares, Inc. | 70.2% |
| FNB F.N.B. Corporation compare | 68.1% |
| ASB Associated Banc-Corp compare | 63.6% |
| OZK Bank OZK compare | 63.2% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on UBSI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement