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Friday 6 November 2026 Export UBSI’s income statement to Excel — free account

United Bankshares, Inc.

UBSI Financial Banks Regional

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue
−2.30%
EPS
+2.17%
Free cash flow
+14.6%
Total debt
+0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%
Market cap
$6.6B
P/E
13.1×
Fwd P/E
12.9×
Dividend yield
3.14%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

United Bankshares, Inc. (UBSI) Debt to equity

Alert me on Debt to equity

United Bankshares, Inc.'s debt to equity at the end of the quarter to 30 September 2026 was 0.1×, up 0.0× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.1× (fiscal 2025) to 0.6× (fiscal 2015) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 0.2× and below the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.1× (10.54%)
FY2024 0.1× (71.15%)
FY2023 0.4× (22.93%)
FY2022 0.5× 180.95%
FY2021 0.2× (13.87%)
FY2020 0.2× (67.60%)
FY2019 0.6× 20.55%
FY2018 0.5× 10.21%
FY2017 0.5× (6.91%)
FY2016 0.5× (19.99%)

Quarterly newest first

Period Debt to equity Change
Sep 2026 0.1× 1.86%
Jun 2026 0.1× (0.31%)
Mar 2026 0.1× 0.21%
Dec 2025 0.1× (0.82%)
43 more quarters

Against its own ten years

Low 0.1× High 0.6×
Ten-year median 0.5×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
CBSH Commerce Bancshares, Inc. compare 0.0×
HWC Hancock Whitney Corporation compare 0.1×
GBCI Glacier Bancorp, Inc. compare 0.1×
UBSI United Bankshares, Inc. 0.1×
HOMB Home BancShares, Inc. compare 0.1×
OZK Bank OZK compare 0.2×
ABCB Ameris Bancorp compare 0.3×
FNB F.N.B. Corporation compare 0.3×
ASB Associated Banc-Corp compare 0.8×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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