Ameris Bancorp

ABCB Financial Banks Regional

Ameris Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, roughly unchanged from fiscal 2024.

Revenue
+1.71%
EPS
+12.3%
Free cash flow
+31.9%
Total debt
+125.9%

Quarter to September 2026, against a year earlier

81.90 2.24 −2.66%
Market cap
$5.5B
P/E
14.3×
Fwd P/E
14.2×
Dividend yield
0.98%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Ameris Bancorp (ABCB) Return on invested capital

Alert me on Return on invested capital

Ameris Bancorp's return on invested capital over the twelve months to 30 September 2026 was 7.69%, down 1.4 percentage points from fiscal 2025 (9.07%). Over the past ten years it has ranged from 0.00% (fiscal 2021) to 19.7% (fiscal 2020); the current reading is higher than 55% of that period. That is below the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 9.07% (0.99)
FY2024 10.1% 2.37
FY2023 7.69% 0.75
FY2022 6.94% 6.94
FY2021 0.00% (19.71)
FY2020 19.7% 15.79
FY2019 3.92% (5.48)
FY2018 9.40% (0.19)
FY2017 9.59% 3.17
FY2016 6.42% (8.80)

Against its own ten years

Low 0.00% High 19.7%
Ten-year median 9.07%
Current reading's percentile 55

Return on invested capital against peers

Company Return on invested capital
AX AXOS FINANCIAL, INC compare 17.2%
HOMB Home BancShares, Inc. compare 9.54%
OZK Bank OZK compare 8.73%
AUB Atlantic Union Bankshares Corporation compare 8.66%
HWC Hancock Whitney Corporation compare 8.54%
ABCB Ameris Bancorp 7.69%
EBC Eastern Bankshares, Inc. compare 7.66%
ASB Associated Banc-Corp compare 4.95%
IFS Intercorp Financial Services Inc. compare 0.00%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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