United Bankshares, Inc.

UBSI Financial Banks Regional

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.

Revenue
−2.30%
EPS
+2.17%
Free cash flow
+14.6%
Total debt
+0.30%

Quarter to September 2026, against a year earlier

48.48 0.75 −1.52%
Market cap
$6.6B
P/E
13.1×
Fwd P/E
12.9×
Dividend yield
3.14%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

United Bankshares, Inc. (UBSI) Return on equity

Alert me on Return on equity

United Bankshares, Inc.'s return on equity over the twelve months to 30 September 2026 was 9.45%, up 0.6 percentage points from fiscal 2025 (8.86%). Over the past ten years it has ranged from 5.50% (fiscal 2017) to 8.86% (fiscal 2025) — the current reading is the highest in ten years. That is below the Banks Regional industry median of 10.3% and in line with the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 8.86% 1.22
FY2024 7.64% (0.25)
FY2023 7.89% (0.33)
FY2022 8.22% 0.06
FY2021 8.16% 0.62
FY2020 7.54% (0.32)
FY2019 7.86% (0.04)
FY2018 7.90% 2.40
FY2017 5.50% (1.95)
FY2016 7.45% (0.74)

Against its own ten years

Low 5.50% High 8.86%
Ten-year median 7.89%
Current reading's percentile 100

Return on equity against peers

Company Return on equity
CBSH Commerce Bancshares, Inc. compare 14.9%
OZK Bank OZK compare 11.4%
HOMB Home BancShares, Inc. compare 11.1%
ASB Associated Banc-Corp compare 10.3%
ABCB Ameris Bancorp compare 9.49%
UBSI United Bankshares, Inc. 9.45%
HWC Hancock Whitney Corporation compare 9.42%
FNB F.N.B. Corporation compare 9.03%
GBCI Glacier Bancorp, Inc. compare 8.77%
Banks Regional industry median 10.3%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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