United Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.
- Revenue
- −2.30%
- EPS
- +2.17%
- Free cash flow
- +14.6%
- Total debt
- +0.30%
Quarter to September 2026, against a year earlier
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United Bankshares, Inc. (UBSI) Return on equity
United Bankshares, Inc.'s return on equity over the twelve months to 30 September 2026 was 9.45%, up 0.6 percentage points from fiscal 2025 (8.86%). Over the past ten years it has ranged from 5.50% (fiscal 2017) to 8.86% (fiscal 2025) — the current reading is the highest in ten years. That is below the Banks Regional industry median of 10.3% and in line with the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 8.86% | 1.22 |
| FY2024 | 7.64% | (0.25) |
| FY2023 | 7.89% | (0.33) |
| FY2022 | 8.22% | 0.06 |
| FY2021 | 8.16% | 0.62 |
| FY2020 | 7.54% | (0.32) |
| FY2019 | 7.86% | (0.04) |
| FY2018 | 7.90% | 2.40 |
| FY2017 | 5.50% | (1.95) |
| FY2016 | 7.45% | (0.74) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| CBSH Commerce Bancshares, Inc. compare | 14.9% |
| OZK Bank OZK compare | 11.4% |
| HOMB Home BancShares, Inc. compare | 11.1% |
| ASB Associated Banc-Corp compare | 10.3% |
| ABCB Ameris Bancorp compare | 9.49% |
| UBSI United Bankshares, Inc. | 9.45% |
| HWC Hancock Whitney Corporation compare | 9.42% |
| FNB F.N.B. Corporation compare | 9.03% |
| GBCI Glacier Bancorp, Inc. compare | 8.77% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on UBSI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement