United Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024.
- Revenue
- −2.30%
- EPS
- +2.17%
- Free cash flow
- +14.6%
- Total debt
- +0.30%
Quarter to September 2026, against a year earlier
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United Bankshares, Inc. (UBSI) Total debt
United Bankshares, Inc.'s total debt at the end of fiscal 2025 was $531.8M, unchanged from fiscal 2024. At the end of the quarter to 30 September 2026 it was $533.0M. Over the past ten years it has ranged from $531.8M (fiscal 2025) to $2.2B (fiscal 2022) — the current reading is the lowest in ten years. United Bankshares, Inc. ranks 87th of 321 Banks Regional companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $531.8M | (1.59%) |
| FY2024 | $540.4M | (69.79%) |
| FY2023 | $1.8B | (18.59%) |
| FY2022 | $2.2B | 168.86% |
| FY2021 | $817.4M | (5.43%) |
| FY2020 | $864.4M | (58.60%) |
| FY2019 | $2.1B | 24.73% |
| FY2018 | $1.7B | 10.58% |
| FY2017 | $1.5B | 34.93% |
| FY2016 | $1.1B | 4.43% |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $533.0M | 0.07% |
| Jun 2026 | $532.6M | 0.07% |
| Mar 2026 | $532.2M | 0.08% |
| Dec 2025 | $531.8M | 0.08% |
| 43 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| ASB Associated Banc-Corp compare | $4.6B |
| FNB F.N.B. Corporation compare | $1.8B |
| OZK Bank OZK compare | $1.2B |
| ABCB Ameris Bancorp compare | $1.1B |
| UBSI United Bankshares, Inc. | $533.0M |
| HOMB Home BancShares, Inc. compare | $530.0M |
| GBCI Glacier Bancorp, Inc. compare | $225.9M |
| HWC Hancock Whitney Corporation compare | $212.2M |
| CBSH Commerce Bancshares, Inc. compare | $16.2M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
More on UBSI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement