stockrowOneMain Holdings, Inc.
OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.
- Revenue
- +9.52%
- EPS
- −4.19%
- Free cash flow
- −2.42%
- Total debt
- +7.77%
Quarter to September 2026, against a year earlier
Follow OMF
Alert me
OneMain Holdings, Inc. (OMF) Gross margin
OneMain Holdings, Inc.'s gross margin over the twelve months to 30 September 2026 was 79.8%, up 0.4 percentage points from fiscal 2025 (79.4%). Over the past ten years it has ranged from 67.4% (fiscal 2015) to 82.4% (fiscal 2022); the current reading is higher than 64% of that period. That is in line with the Credit Services industry median of 76.6% and above the Financial sector median of 70.1%.
Gross margin, annual
Embed this chart
Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 79.4% | 0.23 |
| FY2024 | 79.2% | (1.60) |
| FY2023 | 80.8% | (1.62) |
| FY2022 | 82.4% | 1.53 |
| FY2021 | 80.9% | 1.84 |
| FY2020 | 79.0% | (0.55) |
| FY2019 | 79.6% | 0.25 |
| FY2018 | 79.3% | 1.05 |
| FY2017 | 78.3% | 0.31 |
| FY2016 | 78.0% | 10.58 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 79.7% | (0.19) |
| Jun 2026 | 79.9% | 0.26 |
| Mar 2026 | 79.7% | (0.26) |
| Dec 2025 | 79.9% | 0.51 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 100.0% |
| CACC Credit Acceptance Corporation compare | 100.0% |
| OMF OneMain Holdings, Inc. | 79.8% |
| NNI Nelnet, Inc. compare | 78.3% |
| ALLY Ally Financial Inc. compare | 61.8% |
| ENVA Enova International, Inc. compare | 60.6% |
| KLAR Klarna Group plc compare | 58.2% |
| FCFS FirstCash Holdings, Inc. compare | 50.2% |
| SEZL Sezzle Inc. compare | 0.00% |
| Credit Services industry median | 76.6% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on OMF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement