OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.97 1.00 −1.73%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) Net margin

Alert me on Net margin

OneMain Holdings, Inc.'s net margin over the twelve months to 30 September 2026 was 11.8%, down 0.9 percentage points from fiscal 2025 (12.7%). Over the past ten years it has ranged from −10.0% (fiscal 2015) to 26.8% (fiscal 2021); the current reading is higher than 64% of that period. That is above the Credit Services industry median of 8.35% and below the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 12.7% 3.73
FY2024 8.95% (3.15)
FY2023 12.1% (5.12)
FY2022 17.2% (9.62)
FY2021 26.8% 11.92
FY2020 14.9% (3.08)
FY2019 18.0% 7.44
FY2018 10.6% 5.69
FY2017 4.87% (0.67)
FY2016 5.54% 15.58

Quarterly newest first

Period Net margin Change (points)
Sep 2026 10.9% 1.50
Jun 2026 9.36% (4.91)
Mar 2026 14.3% 1.59
Dec 2025 12.7% (0.12)
43 more quarters

Against its own ten years

Low −10.0% High 26.8%
Ten-year median 12.1%
Current reading's percentile 49

Net margin against peers

Company Net margin
SEZL Sezzle Inc. compare 31.4%
CACC Credit Acceptance Corporation compare 14.4%
OMF OneMain Holdings, Inc. 11.8%
BFH Bread Financial Holdings, Inc. compare 11.0%
ENVA Enova International, Inc. compare 10.5%
FCFS FirstCash Holdings, Inc. compare 9.48%
ALLY Ally Financial Inc. compare 8.47%
NNI Nelnet, Inc. compare 0.00%
KLAR Klarna Group plc compare −3.52%
Credit Services industry median 8.35%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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