Klarna Group plc (KLAR) vs OneMain Holdings, Inc. (OMF)
- Klarna Group plc KLAR 13.54 −2.52%
- OneMain Holdings, Inc. OMF 56.97 −1.73%
Klarna Group plc and OneMain Holdings, Inc. are both Credit Services companies. Klarna Group plc is the larger, with a market value of $7.7B against $6.5B — 1.2× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; OneMain Holdings, Inc. trades at 8.7×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against 7.88%. OneMain Holdings, Inc. has the higher net margin (11.8% vs −3.52%) and the higher return on invested capital (2.29% vs 0.00%). Across the 16 metrics below, OneMain Holdings, Inc. leads on 12 and Klarna Group plc on 4.
Valuation
Profitability
| Metric | KLAR | OMF | Credit Services median |
|---|---|---|---|
| Gross margin | 58.18% | 79.82% | 76.61% |
| Operating margin | (1.21%) | 0.00% | 0.34% |
| Net margin | (3.52%) | 11.76% | 8.35% |
| Free cash flow margin | (94.31%) | 49.26% | 8.73% |
| Return on equity | (5.67%) | 22.66% | 9.05% |
| Return on assets | (0.77%) | 2.75% | 1.94% |
| Return on invested capital | 0.00% | 2.29% | 4.56% |
Growth
Health
Dividend
Size
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