Klarna Group plc (KLAR) vs OneMain Holdings, Inc. (OMF)
Klarna Group plc and OneMain Holdings, Inc. are both Credit Services companies. OneMain Holdings, Inc. is the larger, with a market value of $6.5B against $4.9B — 1.3× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; OneMain Holdings, Inc. trades at 8.6×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against 7.04%. OneMain Holdings, Inc. has the higher net margin (12.3% vs −3.52%) and the higher return on invested capital (2.45% vs 0.00%). Across the 17 metrics below, OneMain Holdings, Inc. leads on 12 and Klarna Group plc on 5.
Valuation
Profitability
| Metric | KLAR | OMF | Credit Services median |
|---|---|---|---|
| Gross margin | 58.18% | 79.74% | 77.13% |
| Operating margin | (1.21%) | 0.00% | 0.34% |
| Net margin | (3.52%) | 12.26% | 9.25% |
| Free cash flow margin | (94.31%) | 50.72% | 13.03% |
| Return on equity | (5.67%) | 23.28% | 8.49% |
| Return on assets | (0.77%) | 2.89% | 2.29% |
| Return on invested capital | 0.00% | 2.45% | 4.09% |
Growth
Health
Dividend
Size
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