stockrowFirstCash Holdings, Inc.
FCFS Financial Credit Services
FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.
- Revenue
- +17.7%
- EPS
- +25.3%
- Free cash flow
- −12.7%
- Total debt
- +10.6%
Quarter to September 2026, against a year earlier
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FirstCash Holdings, Inc. (FCFS) Gross margin
FirstCash Holdings, Inc.'s gross margin over the twelve months to 30 September 2026 was 50.2%, down 0.1 percentage points from fiscal 2025 (50.3%). Over the past ten years it has ranged from 46.3% (fiscal 2022) to 55.9% (fiscal 2020); the current reading is higher than 36% of that period. That is below the Credit Services industry median of 76.6% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 50.3% | 2.19 |
| FY2024 | 48.1% | 0.27 |
| FY2023 | 47.8% | 1.48 |
| FY2022 | 46.3% | (7.76) |
| FY2021 | 54.1% | (1.75) |
| FY2020 | 55.9% | 1.23 |
| FY2019 | 54.6% | 0.33 |
| FY2018 | 54.3% | 1.05 |
| FY2017 | 53.2% | (2.33) |
| FY2016 | 55.6% | 0.05 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 49.5% | (0.12) |
| Jun 2026 | 49.7% | (1.91) |
| Mar 2026 | 51.6% | 1.51 |
| Dec 2025 | 50.1% | (0.57) |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 100.0% |
| CACC Credit Acceptance Corporation compare | 100.0% |
| OMF OneMain Holdings, Inc. compare | 79.8% |
| NNI Nelnet, Inc. compare | 78.3% |
| ALLY Ally Financial Inc. compare | 61.8% |
| ENVA Enova International, Inc. compare | 60.6% |
| KLAR Klarna Group plc compare | 58.2% |
| FCFS FirstCash Holdings, Inc. | 50.2% |
| SEZL Sezzle Inc. compare | 0.00% |
| Credit Services industry median | 76.6% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
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- Net income
- EPS (diluted)
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- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
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- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
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- Piotroski F-score
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