stockrowFirstCash Holdings, Inc.
FCFS Financial Credit Services
FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.
- Revenue
- +17.7%
- EPS
- +25.3%
- Free cash flow
- −12.7%
- Total debt
- +10.6%
Quarter to September 2026, against a year earlier
Follow FCFS
Alert me
FirstCash Holdings, Inc. (FCFS) Operating margin
FirstCash Holdings, Inc.'s operating margin over the twelve months to 30 September 2026 was 15.9%, up 0.9 percentage points from fiscal 2025 (15.0%). Over the past ten years it has ranged from 10.3% (fiscal 2022) to 15.0% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 0.34% and above the Financial sector median of 0.00%.
Operating margin, annual
Embed this chart
Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 15.0% | 1.87 |
| FY2024 | 13.1% | 1.15 |
| FY2023 | 11.9% | 1.67 |
| FY2022 | 10.3% | (0.43) |
| FY2021 | 10.7% | (1.23) |
| FY2020 | 11.9% | (1.84) |
| FY2019 | 13.8% | 0.70 |
| FY2018 | 13.1% | 1.35 |
| FY2017 | 11.7% | 1.37 |
| FY2016 | 10.4% | (4.27) |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Sep 2026 | 15.8% | 0.85 |
| Jun 2026 | 14.9% | (1.70) |
| Mar 2026 | 16.6% | 0.51 |
| Dec 2025 | 16.1% | 1.16 |
| 43 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 76.5% |
| SEZL Sezzle Inc. compare | 41.9% |
| CACC Credit Acceptance Corporation compare | 39.8% |
| ENVA Enova International, Inc. compare | 24.0% |
| FCFS FirstCash Holdings, Inc. | 15.9% |
| NNI Nelnet, Inc. compare | 0.00% |
| ALLY Ally Financial Inc. compare | 0.00% |
| OMF OneMain Holdings, Inc. compare | 0.00% |
| KLAR Klarna Group plc compare | −1.21% |
| Credit Services industry median | 0.34% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on FCFS
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement