Friday 6 November 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue: +25.7%
EPS: +33.9%
Free cash flow: +11.4%
Total debt: +30.9%

Quarter to September 2026, against a year earlier

173.59 0.69 −0.40%

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Market cap: $4.3B
P/E: 11.3×
Fwd P/E: 11.0×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Enova International, Inc. (ENVA) Debt to equity

Alert me on Debt to equity

Enova International, Inc.'s debt to equity at the end of the quarter to 30 September 2026 was 3.4×, up 0.1× from fiscal 2025 (3.4×). Over the past ten years it has ranged from 1.0× (fiscal 2020) to 3.4× (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 0.7× and above the Financial sector median of 0.2×.

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<iframe src="https://stockrow.com/embed/ENVA/debt-to-equity" width="100%" height="360" style="border:0" loading="lazy" title="Enova International, Inc. debt to equity, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/ENVA/metrics/debt-to-equity">Enova International, Inc. (ENVA) debt to equity — stockrow.com</a></p>

Period	Debt to equity	Change
FY2025	3.4×	13.03%
FY2024	3.0×	25.42%
FY2023	2.4×	24.66%
FY2022	1.9×	50.35%
FY2021	1.3×	22.95%
FY2020	1.0×	(60.86%)
FY2019	2.6×	6.68%
FY2018	2.5×	(11.87%)
FY2017	2.8×	4.11%
FY2016	2.7×	2.20%

Period	Debt to equity	Change
Sep 2026	3.4×	2.35%
Jun 2026	3.3×	(2.85%)
Mar 2026	3.4×	2.44%
Dec 2025	3.4×	5.20%
43 more quarters	Free account

Against its own ten years

Low 1.0× High 3.4×

Ten-year median 2.6×

Current reading's percentile 100

Company	Debt to equity
KLAR Klarna Group plc compare	0.0×
SEZL Sezzle Inc. compare	0.4×
BFH Bread Financial Holdings, Inc. compare	0.9×
FCFS FirstCash Holdings, Inc. compare	1.1×
NNI Nelnet, Inc. compare	1.9×
SLM SLM Corporation compare	2.5×
ENVA Enova International, Inc.	3.4×
CACC Credit Acceptance Corporation compare	4.8×
OMF OneMain Holdings, Inc. compare	7.1×
Credit Services industry median	0.7×
Financial sector median	0.2×
Market median	0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

Enova International, Inc. (ENVA) Debt to equity

Debt to equity, annual

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Against its own ten years

Debt to equity against peers

What Debt to equity is

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Debt to equity, annual

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Against its own ten years

Debt to equity against peers

What Debt to equity is

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