Enova International, Inc. (ENVA) vs SLM Corporation (SLM)
Enova International, Inc. and SLM Corporation are both Credit Services companies. Enova International, Inc. and SLM Corporation are of similar size ($4.3B and $4.3B). SLM Corporation trades at the lower P/E: 6.5× against 12.1×. Enova International, Inc. grew revenue faster over the last twelve months: 17.7% against 5.37%. SLM Corporation has the higher net margin (23.5% vs 10.3%) and the higher return on invested capital (17.8% vs 8.56%). Across the 20 metrics below, SLM Corporation leads on 11 and Enova International, Inc. on 9.
Valuation
Profitability
| Metric | ENVA | SLM | Credit Services median |
|---|---|---|---|
| Gross margin | 59.77% | 63.91% | 77.13% |
| Operating margin | 24.02% | 0.00% | 0.34% |
| Net margin | 10.31% | 23.48% | 9.25% |
| Free cash flow margin | 56.67% | (10.58%) | 13.03% |
| Return on equity | 26.08% | 33.15% | 8.49% |
| Return on assets | 5.49% | 2.48% | 2.29% |
| Return on invested capital | 8.56% | 17.76% | 4.09% |
Growth
Health
Dividend
Size
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