stockrowChoiceOne Financial Services, Inc.
COFS Financial Banks Regional
ChoiceOne Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $227.6 million, up 63.6% from fiscal 2024.
- Revenue
- −2.56%
- EPS
- −7.78%
- Free cash flow
- +165.2%
- Total debt
- +39.2%
Quarter to June 2026, against a year earlier
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ChoiceOne Financial Services, Inc. (COFS) P/E ratio
As of 5 November 2026, ChoiceOne Financial Services, Inc. (COFS) trades at a P/E ratio of 10.1×. Over the past ten years it has ranged from 5.4× (October 2023) to 24.8× (May 2025); the current reading is higher than 37% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 19.7× | 81.12% |
| FY2024 | 10.9× | 0.90% |
| FY2023 | 10.8× | 21.07% |
| FY2022 | 8.9× | (3.63%) |
| FY2021 | 9.2× | (37.69%) |
| FY2020 | 14.8× | (26.61%) |
| FY2019 | 20.2× | 63.81% |
| FY2018 | 12.3× | (7.41%) |
| FY2017 | 13.3× | 3.82% |
| FY2016 | 12.8× | (1.28%) |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 9.3× | 23.24% |
| Mar 2026 | 7.6× | (61.49%) |
| Dec 2025 | 19.7× | (6.22%) |
| Sep 2025 | 21.0× | (7.87%) |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| NPB Northpointe Bancshares, Inc. compare | 6.8× |
| NRIM Northrim BanCorp Inc compare | 9.4× |
| BWB Bridgewater Bancshares, Inc. compare | 9.9× |
| COFS ChoiceOne Financial Services, Inc. | 10.1× |
| BSRR Sierra Bancorp compare | 10.8× |
| SFST Southern First Bancshares, Inc. compare | 12.0× |
| CBAN Colony Bankcorp, Inc. compare | 12.1× |
| BWFG Bankwell Financial Group, Inc. compare | 12.2× |
| BSVN Bank7 Corp. compare | 13.2× |
| Banks Regional industry median | 12.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)