Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Sierra Bancorp (BSRR) vs ChoiceOne Financial Services, Inc. (COFS)

Sierra Bancorp and ChoiceOne Financial Services, Inc. are both Banks Regional companies. Sierra Bancorp and ChoiceOne Financial Services, Inc. are of similar size ($514.0M and $491.6M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 9.1× against 11.6×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against −0.63%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 22.4%) and the lower return on invested capital (5.66% vs 12.1%). Both pay a dividend; Sierra Bancorp yields more (4.96% vs 4.27%). Across the 20 metrics below, ChoiceOne Financial Services, Inc. leads on 12 and Sierra Bancorp on 8.

Valuation

Metric BSRR COFS Banks Regional median
P/E 11.63 9.08 12.15
P/S 2.55 2.06 2.37
P/B 1.40 1.02 1.21
Price to free cash flow 11.34 9.47 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.26 3.12 2.27
Earnings yield 8.60% 11.01% 8.11%
Free cash flow yield 8.82% 10.56% 8.98%

Profitability

Metric BSRR COFS Banks Regional median
Gross margin 77.94% 71.49% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 22.37% 22.77% 18.66%
Free cash flow margin 22.46% 21.74% 21.18%
Return on equity 12.46% 11.97% 10.64%
Return on assets 1.20% 1.25% 1.13%
Return on invested capital 12.07% 5.66% 8.33%

Growth

Metric BSRR COFS Banks Regional median
Revenue growth (TTM) (0.63%) 35.07% 6.61%
EPS growth (last fiscal year) 10.28% (38.15%) —
Revenue growth, 5-year CAGR 8.17% 23.76% 12.30%
Net income growth, 5-year CAGR 3.61% 12.53% 9.71%

Health

Metric BSRR COFS Banks Regional median
Debt to equity 0.23 0.71 0.22
Current ratio 0.80 0.87 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSRR COFS Banks Regional median
Dividend yield 4.96% 4.27% 3.75%
Payout ratio 0.38 0.33 0.27

Size

Metric BSRR COFS Banks Regional median
Market cap 514.00m 491.59m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack