Bankwell Financial Group, Inc. (BWFG) vs ChoiceOne Financial Services, Inc. (COFS)
Bankwell Financial Group, Inc. and ChoiceOne Financial Services, Inc. are both Banks Regional companies. Bankwell Financial Group, Inc. and ChoiceOne Financial Services, Inc. are of similar size ($526.2M and $491.6M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 9.1× against 12.3×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 8.89%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 19.5%) and the lower return on invested capital (5.66% vs 16.6%). Both pay a dividend; ChoiceOne Financial Services, Inc. yields more (4.27% vs 3.19%). Across the 20 metrics below, ChoiceOne Financial Services, Inc. leads on 12 and Bankwell Financial Group, Inc. on 8.
Valuation
Profitability
| Metric | BWFG | COFS | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.27% | 71.49% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.53% | 22.77% | 18.66% |
| Free cash flow margin | 15.94% | 21.74% | 21.18% |
| Return on equity | 13.93% | 11.97% | 10.64% |
| Return on assets | 1.26% | 1.25% | 1.13% |
| Return on invested capital | 16.59% | 5.66% | 8.33% |
Growth
Health
Dividend
Size
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