stockrowChoiceOne Financial Services, Inc. (COFS) vs Northrim BanCorp Inc (NRIM)
- ChoiceOne Financial Services, Inc. COFS 36.66 −0.30%
- Northrim BanCorp Inc NRIM 23.55 −0.08%
ChoiceOne Financial Services, Inc. and Northrim BanCorp Inc are both Banks Regional companies. ChoiceOne Financial Services, Inc. and Northrim BanCorp Inc are of similar size ($548.6M and $524.3M). Northrim BanCorp Inc trades at the lower P/E: 9.4× against 10.1×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 3.16%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 21.8%) and the lower return on invested capital (5.66% vs 25.2%). Both pay a dividend; ChoiceOne Financial Services, Inc. yields more (3.16% vs 2.76%). Across the 19 metrics below, Northrim BanCorp Inc leads on 14 and ChoiceOne Financial Services, Inc. on 5.
Valuation
Profitability
| Metric | COFS | NRIM | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.49% | 83.90% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.77% | 21.83% | 18.82% |
| Free cash flow margin | 21.74% | 32.04% | 17.97% |
| Return on equity | 11.97% | 16.63% | 10.28% |
| Return on assets | 1.25% | 1.62% | 1.13% |
| Return on invested capital | 5.66% | 25.15% | 8.45% |
Growth
Health
Dividend
Size
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