stockrowChoiceOne Financial Services, Inc. (COFS) vs Southern First Bancshares, Inc. (SFST)
- ChoiceOne Financial Services, Inc. COFS 36.66 −0.30%
- Southern First Bancshares, Inc. SFST 59.24 +0.07%
ChoiceOne Financial Services, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. ChoiceOne Financial Services, Inc. and Southern First Bancshares, Inc. are of similar size ($561.9M and $548.6M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 10.1× against 12.0×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 8.99%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 17.9%) and the lower return on invested capital (5.66% vs 11.0%). Across the 18 metrics below, ChoiceOne Financial Services, Inc. leads on 14 and Southern First Bancshares, Inc. on 4.
Valuation
Profitability
| Metric | COFS | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.49% | 57.75% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.77% | 17.93% | 18.82% |
| Free cash flow margin | 21.74% | 19.03% | 17.97% |
| Return on equity | 11.97% | 10.55% | 10.28% |
| Return on assets | 1.25% | 0.93% | 1.13% |
| Return on invested capital | 5.66% | 10.99% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack