Northrim BanCorp Inc NRIM

24.98 0.36 1.46% as of 25 Sep
Market cap
$544.4M
P/E
8.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.17
Total sells 0.58
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 3 2 — — — — — — — 1
Sell — — — — — — — — — 2 2 —
Insider Ownership 2.85%

Capital & Financial Ratios

Market Cap 544.42
Revenue 263.21
Net Income 68.52
Free Cash Flow 186.09
Net Debt (101.95)
Current Ratio 0.94
Debt/Equity 0.23
P/E ratio 8.06
P/S ratio 2.11
P/B ratio 1.60
Past 5Y EPS Growth 16.85%
This Y EPS Growth 11.34%
Next Y EPS Growth 4.28%
Next 5Y EPS Growth 6.44%
in millions of $

Dividends

Payout Ratio 0.43
Annual Dividend Rate 2.40
Annual Dividend Yield 5.14%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.65
0.16
0.16
0.17
2025 0.64
0.16
0.16
0.16
0.16
2024 0.62
0.15
0.15
0.16
0.16
2023 0.60
0.15
0.15
0.15
0.15
2022 0.46
0.10
0.10
0.13
0.13
2021 0.38
0.09
0.09
0.10
0.10
2020 0.35
0.09
0.09
0.09
0.09
2019 0.32
0.08
0.08
0.08
0.08
2018 0.26
0.06
0.06
0.07
0.07
2017 0.22
0.05
0.05
0.06
0.06
2016 0.20
0.05
0.05
0.05
0.05
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 132 71 154 184
Receivables — — — —
Inventory — — — —
Other — — — —
1,973 2,313 2,628 2,750
2023 2024 2025 Q'26
Payables 2,485 2,680 2,813 2,919
ST’ Debt — — — —
Other — — — —
2,485 2,680 2,813 2,919
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 9.37% 12.79% 23.89%
Cash Flow 29.34% 0.00% 21.30%
Earnings 13.77% 14.46% 28.09%
Book Value 6.30% 8.06% 14.31%

Revenue

Mar Jun Sep Dec Year
’26 60 64 — — —
’25 55 61 77 62 256
’24 44 46 51 55 196
’23 35 39 42 42 158
’22 31 31 36 36 134
’21 36 34 34 32 137
’20 24 37 41 38 140
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 27 40 — — —
’25 17 (4) 93 35 139
’24 (6) (38) 0 36 (9)
’23 4 (27) 11 50 39
’22 20 (5) 26 37 78
’21 45 24 5 38 112
’20 (17) (30) 20 (9) (36)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 24 39 — — —
’25 16 (5) 90 32 134
’24 (7) (40) (1) 37 (9)
’23 3 (29) 9 49 32
’22 19 (5) 25 36 74
’21 44 23 5 38 109
’20 (19) (30) 19 (10) (40)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.61 0.68 — — —
’25 0.60 0.52 1.20 0.55 2.87
’24 0.37 0.41 0.39 0.49 1.66
’23 0.21 0.25 0.37 0.30 1.12
’22 0.30 0.21 0.44 0.37 1.32
’21 0.49 0.33 0.36 0.33 1.50
’20 0.04 0.38 0.46 0.40 1.28
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
5.40 6.58 7.42 7.84 4.33 7.93 9.61 8.32 10.98 16.18

Analyst estimates 2026–2028

Powerpack
Low Price
8.25 9.54 11.35 10.57 10.16 12.05 14.19 14.98 22.93 28.21
High Price
451 429 430 431 438 451 469 472 503 516
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
102 101 96 107 140 137 134 158 196 256
Revenue
97.49% 97.58% 96.92% 94.75% 95.68% 97.24% 96.12% 81.88% 79.21% 83.27%
Gross Margin
21 24 24 26 42 48 38 32 47 85
EBT
20.59% 23.66% 24.99% 24.32% 30.31% 35.06% 28.64% 19.96% 23.98% 33.07%
EBT Margin
15 13 20 21 33 38 31 25 37 65
Net Income
3 4 3 4 4 5 4 4 4 4
Depreciation
3.71 3.65 3.50 4.00 5.51 5.54 5.83 7.07 8.90 11.57
Revenue/Sh
0.52 0.48 0.73 0.77 1.30 1.52 1.33 1.13 1.68 2.92
Earnings/Sh
0.73 0.70 0.91 (0.03) (1.43) 4.53 3.39 1.73 (0.40) 6.31
Cash Flow/Sh
(0.07) (0.26) (0.15) (0.11) (0.13) (0.10) (0.17) (0.28) (0.03) (0.25)
Capex/Sh
0.66 0.44 0.77 (0.14) (1.56) 4.43 3.22 1.45 (0.42) 6.06
Free CF/Sh
6.78 7.00 7.49 7.72 8.72 9.62 9.48 10.48 12.14 14.78
Book Value/Sh
28 28 28 27 25 25 23 22 22 22
Shares
14.95 17.77 11.30 12.44 6.54 7.17 10.23 12.54 11.60 9.10
PE Ratio
2.10 2.31 2.35 2.39 1.54 1.96 2.34 2.01 2.19 2.30
PS Ratio
1.15 1.21 1.10 1.24 0.97 1.13 1.44 1.36 1.61 1.80
PB Ratio
1.83 1.66 1.65 1.61 0.83 (2.64) 0.51 1.33 1.99 2.02
EV/Sales
10.28 9.34 10.29 (43.73) (2.89) (3.29) 0.93 6.48 (38.15) 3.87
EV/FCF
20 19 25 (1) (36) 112 78 39 (9) 139
Op' Cash Flow
(2) (7) (4) (3) (3) (3) (4) (6) (1) (5)
Capex
18 12 21 (4) (40) 109 74 32 (9) 134
FCF
(225) (203) (164) (152) (117) (285) (582) (512) (367) (185)
Working Cap'
23 18 18 19 25 25 24 24 33 82
Total Debt
(28) (66) (67) (84) (100) (629) (246) (108) (38) (73)
Net Debt
187 193 206 207 222 238 219 235 267 327
Sh' Equity
0.95% 0.86% 1.32% 1.31% 1.75% 1.55% 1.14% 0.93% 1.26% 2.04%
ROA
8.27% 12.06% 11.21% 13.28% 21.80% 0.00% 0.00% 15.55% 12.82% 20.80%
ROIC
7.92% 6.93% 10.03% 10.02% 15.34% 16.33% 13.47% 11.20% 14.73% 21.77%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Northrim BanCorp Inc peers in Banks Regional

All 325 Banks Regional stocks →

Northrim BanCorp Inc (NRIM) key facts

  • Northrim BanCorp Inc (NRIM) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Northrim BanCorp Inc’s revenue for fiscal 2025 (year ended December 2025) was $255.6 million, up 30.4% from fiscal 2024.
  • Net income was $64.6 million, or $2.92 per share (basic), a net margin of 25.3%.
  • As of September 25, 2026, NRIM traded at $24.98, a market capitalization of $544.4 million.
  • At that price the stock trades at 8.1× trailing-twelve-month earnings and 2.1× sales.
  • Northrim BanCorp Inc pays an annual dividend of $2.40 per share, a yield of 5.14%, with a payout ratio of 43.5%.
  • Return on equity was 21.8% and debt-to-equity 0.23.

Source: company filings (standardised) and stockrow calculations.

Northrim BanCorp Inc (NRIM) Latest News

News by impact score

Fine-tune

27 Jul

4

Northrim BanCorp Inc proposes acquiring PBCO Financial Corporation; KBRA comments on the transaction. Acquisition expands Northrim BanCorp operations and market reach as major strategic move.

23 Jul

4

Northrim BanCorp Inc agrees to acquire an Oregon lender for $167.3 million. Acquisition of Oregon lender for $167.3 million expands Northrim BanCorp operations and market reach as a major strategic move.

22 Jul

4

Northrim BanCorp, Inc. signs definitive agreement to acquire PBCO Financial Corporation. Acquisition expands Northrim BanCorp operations and scale through purchase of PBCO Financial Corporation.

3

Northrim BanCorp Inc reported net earnings of $15.3 million, or $0.68 per diluted share, for the second quarter of 2026. Quarterly earnings results directly inform assessments of financial performance and near-term stock valuation.

22 Apr

4

Northrim BanCorp Inc (NRIM) reported Q1 earnings and revenues exceeding analyst estimates. Q1 earnings and revenue beats signal strong financial performance, likely boosting stock price and investor sentiment significantly.

4

Northrim BanCorp Inc (NRIM) Q1 earnings and revenues exceeded analyst estimates. Q1 earnings and revenue beats signal strong financial health, likely driving positive investor sentiment and stock price gains.

3

Northrim BanCorp Inc earned $13.7 million, or $0.61 per diluted share, in the first quarter of 2026. Q1 2026 earnings of $13.7 million affect financial performance and investor sentiment moderately.

4 Feb

4

Northrim BanCorp Inc (NRIM) is highlighted as a promising investment opportunity in February 2026, showcasing its strong financial performance and growth potential. The article emphasizes the bank's strategic initiatives, including expansion efforts and innovative services that position it favorably in the competitive landscape. Analysts predict that NRIM's focus on community banking and customer service will enhance its market presence, making it an attractive option for investors seeking undervalued stocks. Overall, the outlook for Northrim BanCorp appears positive, with expectations of continued growth and profitability. Northrim BanCorp's strategic initiatives and growth potential are likely to significantly impact its future performance and market positioning.

3

Northrim BanCorp Inc (NRIM) is highlighted as one of three undervalued small-cap stocks experiencing insider buying activity. This trend suggests confidence from company executives in the stock's future performance. Insider buying can indicate that those with the most knowledge about the company believe its shares are undervalued, potentially signaling a positive outlook for investors. The article emphasizes the importance of monitoring such activities as they may provide insights into the company's financial health and growth prospects. Insider buying activity may influence investor sentiment and indicate potential growth, but its overall impact on the company's trajectory is expected to be limited.

23 Jan

3

Northrim BanCorp Inc (NRIM) reported fourth-quarter earnings that fell short of analysts' expectations, leading to concerns about its financial performance. The company's results highlighted challenges in maintaining profitability amid a competitive banking environment. Investors reacted negatively, reflecting uncertainty about the bank's future growth prospects. Earnings falling short of estimates may moderately influence investor sentiment and financial performance.

3

Northrim BanCorp Inc (NRIM) reported its Q4 earnings, showcasing a notable performance with increased revenues and net income compared to the previous quarter. The bank's strong loan growth and improved asset quality contributed to the positive results. Management highlighted strategic initiatives aimed at enhancing operational efficiency and expanding market presence. Overall, the earnings report reflects a solid financial position and growth potential for the company moving forward. The earnings report indicates moderate growth and operational improvements that may influence financial performance but are balanced by broader market conditions.

3

Northrim BanCorp Inc reported earnings of $12.4 million, or $0.55 per diluted share, for the fourth quarter of 2025. For the entire year ending December 31, 2025, the company earned $64.6 million, translating to $2.87 per diluted share. The earnings report indicates solid financial performance, which may positively influence investor sentiment and market positioning.

21 Jan

3

Northrim BanCorp Inc (NASDAQ:NRIM) is significantly influenced by institutional ownership, which accounts for 72% of its shares. This high level of institutional control suggests that major investment firms have a strong stake in the company's direction and performance. Such dominance can impact decision-making processes and strategic initiatives within the firm, potentially affecting its market positioning and investor sentiment. The high institutional ownership may influence key operational aspects and market sentiment, but its overall effect is expected to be limited.

12 Jan

4

Northrim BanCorp Inc (NRIM) is gaining attention from trend investors due to its strong financial performance and strategic initiatives. The bank has shown resilience in a competitive market, with solid earnings growth and a focus on expanding its services. Analysts highlight its potential for continued success, driven by effective management and a commitment to community banking. The positive outlook is supported by favorable economic conditions and a growing demand for financial services in its operating regions. Strong financial performance and strategic initiatives are likely to significantly impact Northrim's future and market performance.

31 Dec

4

Northrim BanCorp Inc (NRIM) is highlighted as a strong momentum pick due to its solid financial performance and growth potential. The company has shown resilience in the banking sector, with increasing earnings and a robust balance sheet. Analysts suggest that NRIM's strategic initiatives and market positioning make it an attractive investment opportunity for those seeking momentum stocks. Northrim BanCorp's strong financial performance and strategic initiatives are likely to significantly impact its future market position.

26 Dec

4

Northrim BanCorp Inc (NRIM) is experiencing a positive trend attributed to strong financial performance, strategic growth initiatives, and an expanding market presence. The company has reported increased earnings and improved operational efficiency, which are expected to sustain its upward trajectory. Analysts highlight the potential for continued growth driven by favorable economic conditions and effective management strategies, positioning NRIM favorably in the competitive landscape. Strong financial performance and strategic growth initiatives are likely to significantly impact the company's future and market performance.

25 Dec

4

Northrim BanCorp Inc (NRIM) is highlighted as one of three undiscovered gem stocks in the US market, suggesting potential for significant growth and investment opportunities. The article emphasizes NRIM's strong fundamentals and strategic positioning within the financial sector, indicating that it may be undervalued compared to its peers. Investors are encouraged to consider NRIM for its promising outlook and ability to capitalize on market trends. Northrim BanCorp's potential for significant growth and strategic positioning could significantly alter its trajectory and investor sentiment.

24 Dec

3

Northrim BanCorp Inc (NRIM) is highlighted as an undervalued small-cap stock with notable insider buying activity, suggesting confidence from management in the company's future performance. The article emphasizes the potential for growth and investment opportunities in December 2025, particularly for investors looking for stocks with strong insider action. Analysts recommend considering NRIM as part of a diversified investment strategy focused on small-cap equities. Insider buying indicates confidence in the company's future, which may positively influence market sentiment and performance.

23 Dec

3

Northrim BanCorp Inc (NRIM) is highlighted among five stocks showing recent price strength, indicating positive market sentiment and potential for continued growth. The article emphasizes the company's resilience and performance in a competitive landscape, suggesting that NRIM could benefit from favorable market conditions as 2025 progresses. Recent price strength indicates a moderately noticeable influence on market sentiment and financial performance.

18 Dec

4

Northrim BanCorp Inc (NASDAQ:NRIM) has demonstrated notable earnings per share (EPS) growth, indicating a positive trend in its financial performance. The company is positioned well within its market, showcasing resilience and potential for further development. Investors may find the growth metrics appealing, suggesting a favorable outlook for the bank's future operations and profitability. Significant EPS growth indicates a strong financial trajectory that could enhance investor sentiment and market positioning.

15 Dec

4

Northrim BanCorp Inc (NRIM) is highlighted as a strong momentum stock, driven by its recent performance and growth potential. Analysts suggest that the company's strategic initiatives and market positioning could lead to continued upward momentum. Investors are encouraged to consider NRIM for their portfolios, given its favorable outlook and the potential for significant returns. Northrim BanCorp's strategic initiatives and market positioning are expected to significantly influence its future performance.

3

Northrim BanCorp Inc (NRIM) is highlighted in a report alongside other companies such as Interface, Research Solutions, and Dave. The article discusses various financial metrics and market positions of these companies, indicating their performance and potential future developments. NRIM's standing in the financial sector is examined, reflecting its competitive landscape and operational strategies. Northrim BanCorp's performance is influenced by market dynamics and competitive positioning, which may have a moderately noticeable impact on its future.

12 Dec

3

Northrim BanCorp Inc (NRIM) is highlighted among four stocks with solid net profit margins, suggesting potential for enhanced returns. The article emphasizes the importance of net profit margin as a key indicator of a company's profitability and operational efficiency. Investors are encouraged to consider these stocks for their portfolios, particularly in the current market environment where profitability is crucial for long-term success. The focus on net profit margins indicates a moderately noticeable influence on NRIM's financial performance and market sentiment.

11 Dec

3

Northrim BanCorp Inc (NRIM) shares increased by 6.0%, reflecting positive market sentiment. Analysts are evaluating whether this upward trend will be sustained in the coming weeks, considering various factors that could influence the company's performance. The share price increase indicates moderate market interest, but sustainability remains uncertain.

10 Dec

4

Northrim BanCorp Inc (NRIM) has shown a positive price trend recently, indicating strong investor confidence and potential for growth. Factors contributing to this trend include solid financial performance, strategic initiatives, and favorable market conditions. Analysts suggest that the company's focus on community banking and diversified services positions it well for future success. The overall sentiment around NRIM remains optimistic, with expectations of continued upward momentum in its stock price. Strong financial performance and strategic initiatives are likely to significantly impact Northrim's future trajectory.

3 Dec

4

Northrim BanCorp Inc (NRIM) is positioned for growth due to its strong financial performance, strategic expansion plans, and commitment to community banking. The company has demonstrated consistent revenue growth and profitability, making it an attractive option for growth investors. Additionally, Northrim's focus on enhancing its digital banking services and expanding its market presence further supports its growth potential, appealing to investors looking for solid returns. Northrim's strategic expansion and financial performance are likely to significantly impact its future trajectory and investor sentiment.

1 Dec

3

Northrim BanCorp Inc (NRIM) is highlighted among four stocks with solid net profit margins that could enhance investment returns. The article emphasizes the importance of net profit margin as a key indicator of a company's profitability and operational efficiency. Investors are encouraged to consider these stocks for potential growth in their portfolios, particularly in a competitive market environment. Northrim BanCorp's inclusion among profitable stocks suggests a moderately noticeable influence on its market performance.

3

Northrim BanCorp Inc (NRIM) is highlighted among four stocks with increasing cash flows, suggesting a focus on companies that prioritize cash generation over immediate profit. This trend indicates a shift in investment strategy, emphasizing the importance of cash flow stability in uncertain economic conditions. Investors are encouraged to consider these stocks as potential opportunities for growth. Increasing cash flows may moderately influence Northrim BanCorp's financial performance and market positioning.

26 Nov

4

Northrim BanCorp, Inc. has successfully completed a $60.0 million offering of subordinated notes. The offering was well-received, with the notes set to mature in 2033 and will bear interest at a fixed rate of 5.75% for the first five years. Proceeds from the offering will be used for general corporate purposes, including strengthening the bank's capital position. This move is part of the company's strategy to enhance its financial flexibility and support future growth initiatives. The completion of the subordinated notes offering significantly strengthens Northrim BanCorp's capital position, which is likely to enhance its growth prospects and investor sentiment.

24 Nov

4

Northrim BanCorp Inc (NRIM) is highlighted as an attractive option for trend investors due to its strong financial performance, strategic growth initiatives, and favorable market conditions. The company has demonstrated resilience and adaptability, positioning itself well in the competitive banking landscape. Analysts suggest that NRIM's focus on expanding its services and enhancing customer experience will likely yield positive results, making it a compelling choice for investors looking to capitalize on emerging trends in the financial sector. Northrim's strategic growth initiatives and strong financial performance are expected to significantly impact its future trajectory and investor sentiment.

stockrow.com/NRIM · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com