Bankwell Financial Group, Inc. BWFG

66.48 0.48 0.73% as of 25 Sep
Market cap
$526.2M
P/E
12.3×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 4.41
Total sells 1.93
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 5 — 3 9 — 2 6 — 2 5
Sell — 1 — — 8 — — 1 1 2 — —
Insider Ownership 25.79%

Capital & Financial Ratios

Market Cap 526.15
Revenue 216.47
Net Income 42.87
Free Cash Flow 34.50
Net Debt (103.58)
Current Ratio 1.03
Debt/Equity 0.31
P/E ratio 12.29
P/S ratio 2.41
P/B ratio 1.61
Past 5Y EPS Growth (11.85%)
This Y EPS Growth 29.69%
Next Y EPS Growth 2.54%
Next 5Y EPS Growth 67.84%
in millions of $

Dividends

Payout Ratio 0.18
Annual Dividend Rate 0.80
Annual Dividend Yield 3.19%
total individual payouts
2027 Powerpack
2026 0.80
0.20
0.20
0.20
2025 0.80
0.20
0.20
0.20
0.20
2024 0.80
0.20
0.20
0.20
0.20
2023 0.80
0.20
0.20
0.20
0.20
2022 0.80
0.20
0.20
0.20
0.20
2021 0.64
0.14
0.14
0.18
0.18
2020 0.56
0.14
0.14
0.14
0.14
2019 0.52
0.13
0.13
0.13
0.13
2018 0.48
0.12
0.12
0.12
0.12
2017 0.28
0.07
0.07
0.07
0.07
2016 0.22
0.05
0.05
0.05
0.07
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 269 308 225 203
Receivables — — — —
Inventory — — — —
Other — — — —
2,969 2,995 3,046 3,145
2023 2024 2025 Q'26
Payables 2,737 2,788 2,829 3,001
ST’ Debt — — — —
Other — — — —
2,791 2,839 2,879 3,052
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.37% 20.91% 19.74%
Cash Flow 7.96% 0.00% (30.07%)
Earnings 14.90% 43.03% (1.69%)
Book Value 8.63% 11.29% 8.13%

Revenue

Mar Jun Sep Dec Year
’26 54 56 — — —
’25 50 51 53 54 208
’24 49 48 49 49 196
’23 46 48 49 51 193
’22 23 28 30 40 121
’21 21 22 22 23 87
’20 21 20 20 20 80
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 8 10 — — —
’25 4 6 10 8 28
’24 9 7 (1) 14 30
’23 7 13 13 (1) 32
’22 22 25 18 18 83
’21 17 2 12 4 35
’20 (17) 4 4 7 (2)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 7 10 — — —
’25 4 6 10 7 27
’24 9 7 (1) 14 29
’23 6 12 13 (1) 30
’22 21 22 18 17 78
’21 14 0 12 13 39
’20 (17) 4 4 11 2
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.41 1.52 — — —
’25 0.87 1.15 1.27 1.15 4.45
’24 0.48 0.14 0.24 0.32 1.17
’23 1.33 1.02 1.25 1.09 4.67
’22 1.04 1.55 1.18 1.04 4.79
’21 0.71 0.79 0.87 0.99 3.36
’20 0.17 0.16 0.38 0.04 0.75
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
18.48 28.79 26.39 24.67 12.07 18.71 27.76 21.22 22.47 26.39

Analyst estimates 2026–2028

Powerpack
Low Price
34.80 38.50 35.75 31.89 29.26 33.99 36.87 31.61 35.25 51.54
High Price
127 141 144 157 125 124 136 126 144 167
Employees
1 1 1 1 1 1 1 2 1 1
Revenue/Emp
64 76 84 88 80 87 121 193 196 208
Revenue
81.31% 77.80% 71.73% 66.91% 71.82% 84.50% 80.82% 51.38% 44.45% 52.15%
Gross Margin
18 25 21 23 7 34 48 48 13 48
EBT
28.76% 33.14% 25.19% 26.01% 9.08% 38.91% 39.66% 24.85% 6.81% 23.35%
EBT Margin
12 14 17 18 6 27 37 37 10 35
Net Income
4 2 2 3 4 4 4 4 4 4
Depreciation
8.61 10.01 10.87 11.37 10.40 11.29 16.00 25.47 25.38 26.80
Revenue/Sh
1.64 1.80 2.23 2.32 0.75 3.38 4.84 4.71 1.18 4.49
Earnings/Sh
2.35 2.72 2.59 0.85 (0.20) 4.48 10.93 4.21 3.88 3.65
Cash Flow/Sh
(1.14) (0.25) (0.43) (0.08) 0.43 0.55 (0.66) (0.27) (0.08) (0.15)
Capex/Sh
1.21 2.47 2.15 0.77 0.24 5.04 10.27 3.94 3.80 3.50
Free CF/Sh
19.73 21.27 22.56 23.51 22.85 26.21 31.53 35.02 35.09 38.90
Book Value/Sh
7 8 8 8 8 8 8 8 8 8
Shares
19.54 18.73 12.87 12.43 26.07 9.69 5.88 6.23 26.40 10.23
PE Ratio
3.72 3.37 2.64 2.54 1.88 2.91 1.78 1.15 1.23 1.71
PS Ratio
1.62 1.59 1.27 1.23 0.86 1.25 0.90 0.84 0.89 1.18
PB Ratio
5.12 5.39 3.92 3.64 (0.72) (0.08) 0.15 0.58 0.47 1.49
EV/Sales
36.31 21.85 19.77 53.60 (31.92) (0.18) 0.24 3.75 3.14 11.42
EV/FCF
17 21 20 7 (2) 35 83 32 30 28
Op' Cash Flow
(8) (2) (3) (1) 3 4 (5) (2) (1) (1)
Capex
9 19 17 6 2 39 78 30 29 27
FCF
147 186 157 148 141 58 160 179 157 167
Working Cap'
185 224 185 175 200 84 159 159 159 180
Total Debt
89 153 107 97 (209) (260) (197) (110) (148) (45)
Net Debt
146 161 174 182 177 202 238 266 271 301
Sh' Equity
0.82% 0.80% 0.94% 0.96% 0.28% 1.11% 1.28% 1.10% 0.29% 1.05%
ROA
4.88% 5.00% 4.70% 5.13% 0.00% 0.00% 71.83% 19.27% 6.80% 11.83%
ROIC
8.72% 8.90% 10.26% 10.10% 3.24% 13.78% 16.63% 14.16% 3.55% 12.16%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Bankwell Financial Group, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Bankwell Financial Group, Inc. (BWFG) key facts

  • Bankwell Financial Group, Inc. (BWFG) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Bankwell Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $207.7 million, up 6.13% from fiscal 2024.
  • Net income was $35.2 million, or $4.49 per share (basic), a net margin of 16.8%.
  • As of September 25, 2026, BWFG traded at $66.48, a market capitalization of $526.2 million.
  • At that price the stock trades at 12.3× trailing-twelve-month earnings and 2.4× sales.
  • Bankwell Financial Group, Inc. pays an annual dividend of $0.80 per share, a yield of 3.19%, with a payout ratio of 17.6%.
  • Return on equity was 12.2% and debt-to-equity 0.31.

Source: company filings (standardised) and stockrow calculations.

Bankwell Financial Group, Inc. (BWFG) Latest News

News by impact score

Fine-tune

11 Sep

3

Bankwell Financial Group (BWFG) upgraded to Strong Buy, pointing to expected gains in stock performance and investor interest. Analyst upgrade to Strong Buy typically lifts short-term sentiment and trading volume for BWFG without altering long-term fundamentals.

11 Aug

4

Bankwell Financial Group, Inc. outlines 2026 outlook centered on Brooklyn expansion for strategic growth in urban banking markets. Brooklyn expansion constitutes major strategic move likely to significantly alter company's trajectory and investor sentiment.

24 Jul

3 transcript

Bankwell Financial Group, Inc. (BWFG) released its Q2 2026 earnings call summary detailing quarterly financial results and performance metrics. Quarterly earnings releases typically influence short-term stock sentiment and valuation without altering long-term strategy.

23 Jul

3 transcript

Bankwell Financial Group Inc reported strong loan growth in its Q2 2026 earnings call. Strong loan growth points to solid operational results likely to influence near-term performance and sentiment.

3

Bankwell Financial Group Q2 earnings call highlighted financial results, key metrics, and operational updates. Q2 earnings details often sway investor sentiment on company outlook.

3

Bankwell Financial Group, Inc. (BWFG) reported Q2 earnings and revenues that topped estimates. Q2 earnings and revenue beats provide moderate near-term support to stock performance and sentiment.

28 Apr

3

New analyst price targets are shifting the investment story for Bankwell Financial Group (BWFG), potentially altering market outlook and investor sentiment. New analyst targets may moderately affect BWFG's stock valuation and investor sentiment without fundamentally altering long-term trajectory.

26 Apr

3

Bankwell Financial Group, Inc. (BWFG) beat analyst estimates. Consensus forecasts for this year project continued performance outlook. Beating analyst estimates boosts financial performance perception and investor sentiment moderately.

24 Apr

4

Bankwell Financial Group Inc (BWFG) reported a strong start to 2026 in its Q1 earnings call, highlighting robust performance amid positive financial metrics. Robust Q1 2026 earnings highlights signal significant positive shifts in financial performance and investor sentiment for BWFG.

23 Apr

4

Bankwell Financial Group (BWFG) released highlights from its Q1 earnings call, detailing financial performance, loan growth, deposit trends, and forward guidance. Q1 earnings call highlights disclose critical financial metrics and outlook that significantly shape investor sentiment and stock trajectory.

4 transcript

Bankwell Financial Group, Inc. (BWFG) released Q1 2026 earnings call transcript detailing quarterly financial results, management analysis, strategic updates, and investor Q&A. Q1 2026 earnings transcript provides detailed financial performance, guidance, and strategic insights likely to significantly sway BWFG's stock price and investor sentiment.

4

Bankwell Financial Group, Inc. (BWFG) released Q1 2026 earnings call summary highlighting financial performance, strategic updates, and outlook. Q1 2026 earnings call summary details financial results and guidance that significantly shape BWFG's trajectory and investor sentiment.

22 Apr

4

Bankwell Financial Group, Inc. (BWFG) reported first-quarter earnings and revenue that exceeded analyst estimates. Exceeding Q1 earnings and revenue estimates boosts investor sentiment and signals strong financial performance for BWFG.

4

Bankwell Financial Group, Inc. (BWFG) reported first-quarter operating results and declared a second-quarter dividend. First-quarter operating results and dividend declaration directly impact BWFG's financial performance, stock price, and investor sentiment.

23 Feb

4

Bankwell Financial Group, Inc. (BWFG) opens a new office in Brooklyn to expand its commercial and private client banking presence in New York. Opening a Brooklyn office drives strategic expansion into New York's competitive banking market, boosting growth potential and investor interest.

13 Feb

4

Bankwell Financial Group, Inc. (BWFG) has seen a shift in its valuation, with a new fair value estimate set at US$52. This adjustment reflects changes in the company's financial outlook and market conditions, suggesting a positive trajectory for BWFG. Investors are encouraged to reassess their positions based on this updated valuation, which may influence market sentiment and investment strategies moving forward. The new fair value estimate indicates significant changes in the company's financial outlook that could alter investor sentiment and market performance.

1 Feb

3

Bankwell Financial Group, Inc. (BWFG) has reported its yearly financial results, prompting analysts to revise their forecasts for the company. The updated projections reflect changes in the company's performance metrics and market conditions, indicating a shift in expectations for future growth and profitability. Analysts' updated forecasts suggest a moderately noticeable influence on the company's financial performance and market sentiment.

30 Jan

4 transcript

Bankwell Financial Group, Inc. (BWFG) reported strong income and asset growth in its Q4 2025 earnings call. The company highlighted significant increases in net income and total assets, reflecting robust operational performance. Management emphasized strategic initiatives that contributed to these positive results, positioning the bank favorably for future growth. Overall, the earnings call showcased a solid financial outlook and confidence in continued success. Strong income and asset growth indicate significant positive momentum for future performance.

29 Jan

4 transcript

Bankwell Financial Group, Inc. reported its Q4 earnings, highlighting strong financial performance driven by increased loan growth and improved net interest margins. The company emphasized its strategic initiatives aimed at enhancing customer experience and expanding its market presence. Management expressed optimism about future growth prospects and outlined plans for continued investment in technology and service offerings. Overall, the earnings call reflected a positive outlook for the company amidst a competitive banking landscape. Strong financial performance and strategic initiatives indicate significant potential for future growth and market positioning.

4 transcript

Bankwell Financial Group, Inc. (BWFG) reported its Q4 2025 earnings, highlighting significant growth in net income and improved loan performance. The company emphasized its strategic initiatives aimed at enhancing customer experience and expanding its market presence. Management provided insights into future growth prospects and ongoing efforts to optimize operational efficiency. Overall, the earnings call reflected a positive outlook for the company amidst a competitive banking landscape. Significant growth in net income and strategic initiatives indicate a strong potential for future performance.

4

Investors in Bankwell Financial Group (NASDAQ:BWFG) have seen a remarkable return of 168% over the past five years, reflecting the company's strong performance and growth in the financial sector. This increase highlights the effectiveness of Bankwell's strategies and its ability to navigate market challenges successfully, positioning it favorably for future opportunities. The significant return on investment indicates strong financial performance and potential for continued growth, impacting investor sentiment positively.

3

Bankwell Financial Group, Inc. (BWFG) reported Q4 earnings that fell short of analysts' expectations, leading to concerns about the company's financial performance. The results highlighted challenges in revenue generation and cost management, prompting a reevaluation of future growth prospects. Investors reacted negatively, reflecting uncertainty about the bank's ability to navigate the current economic landscape effectively. Earnings lagging estimates may moderately affect investor sentiment and financial performance.

3

Bankwell Financial Group, Inc. (BWFG) reported its operating results for the fourth quarter, highlighting a strong performance with increased net income and improved asset quality. The company also declared a dividend for the first quarter, reflecting its commitment to returning value to shareholders. Overall, the results indicate a positive trajectory for the bank amidst a competitive financial landscape. The reported operating results and dividend declaration indicate a moderately noticeable influence on the company's financial performance and market sentiment.

19 Dec

4

Bankwell Financial Group, Inc. (BWFG) is highlighted as an undervalued asset in the US market for December 2025, showcasing its strong financial performance and growth potential. The article emphasizes the company's strategic initiatives and market positioning, suggesting that it could yield significant returns for investors. Analysts predict that BWFG's focus on community banking and innovative services will enhance its competitive edge, making it a noteworthy investment opportunity in the current economic landscape. Bankwell Financial Group's strategic initiatives and market positioning are expected to significantly influence its future performance and investor sentiment.

20 Nov

3

Bankwell Financial Group, Inc. (BWFG) is highlighted as a promising small-cap investment in the U.S. market, showcasing its potential for growth and profitability. The article emphasizes the company's strong financial performance, strategic initiatives, and favorable market conditions that position it well for future success. Investors are encouraged to consider BWFG as part of their portfolio, given its undervalued status and growth prospects in the financial sector. Bankwell Financial Group's growth potential and strategic initiatives may moderately influence its financial performance and market positioning.

19 Nov

4

Bankwell Financial Group, Inc. (BWFG) has shown strong performance in the finance sector this year, outperforming many of its peers. The company's stock has seen significant gains, driven by strategic initiatives and favorable market conditions. Analysts highlight BWFG's robust financial health and growth potential, positioning it favorably against competitors. Investors are optimistic about the company's future prospects, reflecting confidence in its operational strategies and market positioning. Strong performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

29 Oct

4

Bankwell Financial Group, Inc. (BWFG) is highlighted as a promising buy stock due to its strong financial performance, strategic growth initiatives, and positive market sentiment. The company has shown resilience in a competitive banking environment, with solid earnings and a focus on expanding its service offerings. Analysts suggest that BWFG's commitment to community banking and innovative solutions positions it well for future growth, making it an attractive option for investors looking for stability and potential upside. Significant growth initiatives and strong financial performance are likely to impact future market positioning.

23 Oct

4

Bankwell Financial Group, Inc. (BWFG) reported strong net income for Q3 2025, highlighting robust financial performance and strategic initiatives that contributed to growth. The earnings call emphasized the company's focus on enhancing customer experience and expanding its market presence, which are expected to drive future profitability. Management expressed optimism about upcoming opportunities and the overall economic environment, indicating a positive outlook for the remainder of the fiscal year. Strong net income and strategic initiatives are likely to significantly impact future performance and investor sentiment.

4 transcript

Bankwell Financial Group, Inc. (BWFG) reported its Q3 2025 earnings, highlighting significant growth in net income and improved loan performance. The company emphasized its strategic initiatives aimed at enhancing customer service and expanding its market presence. Management provided insights into future growth opportunities and addressed challenges in the current economic environment. Overall, the earnings call reflected a positive outlook for the company, with plans for continued investment in technology and community engagement. The earnings call revealed strategic initiatives and growth plans that could significantly influence the company's future performance.

3

Bankwell Financial Group, Inc. (BWFG) is facing challenges due to a decline in margins, which complicates its bullish value narratives despite the appeal of its strong dividend offerings. Investors are concerned that the margin pressures could hinder the company's growth potential and overall market performance. Margin decline may moderately affect financial performance and investor sentiment.

stockrow.com/BWFG · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com