ChoiceOne Financial Services, Inc. (COFS) vs Orange County Bancorp, Inc. (OBT)
- ChoiceOne Financial Services, Inc. COFS 36.76 −0.03%
- Orange County Bancorp, Inc. OBT 39.46 −1.00%
ChoiceOne Financial Services, Inc. and Orange County Bancorp, Inc. are both Banks Regional companies. ChoiceOne Financial Services, Inc. and Orange County Bancorp, Inc. are of similar size ($548.6M and $534.6M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 10.1× against 11.1×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 3.32%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 22.8%) and the higher return on invested capital (523.6% vs 5.66%). Both pay a dividend; ChoiceOne Financial Services, Inc. yields more (3.16% vs 1.82%). Across the 19 metrics below, Orange County Bancorp, Inc. leads on 12 and ChoiceOne Financial Services, Inc. on 7.
Valuation
Profitability
| Metric | COFS | OBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.49% | 82.32% | 69.92% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.77% | 30.80% | 18.99% |
| Free cash flow margin | 21.74% | 42.03% | 18.19% |
| Return on equity | 11.97% | 16.95% | 10.45% |
| Return on assets | 1.25% | 1.75% | 1.15% |
| Return on invested capital | 5.66% | 523.60% | 8.54% |
Growth
Health
Dividend
Size
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