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Chime Financial, Inc. CHYM

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

Total sells
635.12
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy
Sell 1 5 4 1 2 13 10
Insider Ownership
52.74%

Capital & Financial Ratios

Market Cap
11,660.00
Revenue
2,457.03
Net Income
(18.19)
Free Cash Flow
308.90
Net Debt
(1,225.84)
Current Ratio
4.62
Debt/Equity
0.00
P/E ratio
0.00
P/S ratio
4.69
P/B ratio
8.20
Past 5Y EPS Growth
This Y EPS Growth
110.71%
Next Y EPS Growth
102.97%
Next 5Y EPS Growth
in millions of $

Dividends

Payout Ratio
Annual Dividend Rate
Annual Dividend Yield

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 818.69 1,140.17 1,225.84
Receivables 216.16 257.88 287.77
Inventory
Other 181.72 251.20 204.82
1,287.04 1,756.01 1,789.52
2023 2024 2025 Q'26
Payables 35.85 38.68 36.26
ST’ Debt
Other 114.38 147.38 134.32
374.82 387.92 387.22
in millions of $

Compound Annual Growth

10y 5y 3y
Sales
Cash Flow
Earnings
Book Value

Revenue

Mar Jun Sep Dec Year
’26 647.39 669.77
’25 518.74 528.15 543.52 596.36
2,186.77
’24 384.21 421.87
1,673.27
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 87.48 207.48
’25 (25.75) 28.49 17.48 32.55
52.78
’24 70.84 (24.93) 18.23
64.14
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 80.03 197.54
’25 (30.54) 23.27 13.77 17.57
24.06
’24 66.41 (31.11) 14.37
49.67
in millions of $

EPS

Mar Jun Sep Dec Year
’26 0.13 0.07
’25 0.00 (7.29) (0.15) (0.12)
(4.27)

Target Price Range

High
‡‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

1.2
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.17
Low Price
44.94
High Price
1,465 1,519
Employees
0.00 1.14 1.44
Revenue/Emp
1,278.46 1,673.27 2,186.77 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue
82.81% 87.60% 87.97%
Gross Margin
(202.97) (22.73) (1,009.10)
EBT
(15.88%) (1.36%) (46.15%) ‡‡‡ ‡‡‡ ‡‡‡
EBT Margin
(203.20) (25.34) (1,009.94) ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Net Income
(1.82) 12.84 24.87
Depreciation
20.26 25.78 9.26 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
(0.39) (4.27) ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings/Sh
(2.48) 0.99 0.22
Cash Flow/Sh
(0.44) (0.22) (0.12) ‡‡‡ ‡‡‡ ‡‡‡
Capex/Sh
(2.92) 0.77 0.10
Free CF/Sh
0.00 (29.74) 5.93
Book Value/Sh
63.10 64.91 236.27 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Shares
0.00 0.00 0.00 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
PE Ratio
0.00 0.00 2.72 ‡‡‡ ‡‡‡ ‡‡‡
PS Ratio
0.00 0.00 4.24 ‡‡‡ ‡‡‡ ‡‡‡
PB Ratio
0.00 0.00 2.20 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
EV/Sales
84.99 84.99 199.78
EV/FCF
(156.59) 64.14 52.78 ‡‡‡ ‡‡‡ ‡‡‡
Op' Cash Flow
(27.81) (14.47) (28.72)
Capex
(184.41) 49.67 24.06
FCF
912.22 1,368.09
Working Cap'
Total Debt
(818.69) (1,140.17)
Net Debt
0.00 (1,930.60) 1,401.71
Sh' Equity
0.00% (3.47%) (58.96%)
ROA
0.00% 0.00% (248.53%)
ROIC
0.00% 0.00% 381.90%
ROE
predictions in italic, sparklines do not include predictions

Chime Financial, Inc. (CHYM) Latest News

News by impact score

Fine-tune

19 Sep

4 , 7:15 AM
Chime Financial acquires a bank, expanding its national banking operations and reach. Bank takeover represents major strategic move that alters Chime's competitive position and trajectory.

3 , 6:10 AM
Chime Financial expands its New York hub, prompting questions on whether the company trades below its intrinsic value. New York hub expansion may moderately improve operational reach and investor perception without altering core trajectory.

14 Sep

3 , 11:22 AM
Nubank launches operations in the US alongside Nu Global debut, prompting assessment of NU stock as buy or hold amid expanded footprint. Nubank US entry adds direct competition that may constrain Chime market share growth.

11 Sep

4 , 11:34 AM
Chime Financial acquires Stride for $590 million to expand deeper into banking operations. The $590 million Stride acquisition marks a major strategic expansion into core banking that can significantly shift Chime's trajectory.

4 www.marketbeat.com, 8:00 AM
Chime Financial secured a $590 million deal that may reshape its banking model. A $590 million deal represents a major strategic move with potential to significantly alter Chime's banking operations and trajectory.

3 , 10:52 AM
Nu launches operations in the US, applying its Latin American digital banking model and testing viability against established players including Chime Financial. Nu's US launch adds a new competitor that may affect Chime's customer acquisition and market share over time.

10 Sep

4 247wallst.com, 8:55 AM
Chime Financial paid $590 million to stop renting its bank and is assessing whether the transaction will alter its stock performance. Acquiring its own bank for $590 million marks a major strategic shift that can reshape operations and investor views.

4 www.tikr.com, 7:37 AM
Chime Financial raised full-year revenue guidance to 30% after strong Q2 acceleration. Revenue guidance raise after Q2 growth signals major positive shift in financial trajectory and investor sentiment.

9 Sep

4 , 11:05 AM
Chime Financial's deal with Stride Bank is expected to drive higher credit growth, per Morgan Stanley analysis. The Stride Bank partnership represents a major strategic move positioned to materially expand Chime's credit operations and investor outlook.

4 stocktwits.com, 8:52 AM
CHYM shares rose in premarket after a $590 million Stride deal. Wall Street lifted price targets and cited a long runway for growth. The $590 million Stride deal and higher price targets mark a major strategic expansion that can shift Chime's growth trajectory.

4 investorshub.advfn.com, 6:27 AM
Chime Financial shares rose 10.5% after the company agreed to acquire Stride Bank for $590 million. The $590 million Stride Bank acquisition constitutes a major strategic expansion that is likely to materially reshape Chime Financial's operations and market trajectory.

4 , 12:15 AM
Chime Financial acquires longtime banking partner Stride for $590 million, lifting its stock nearly 10%. Purchase of core banking partner for $590 million marks major strategic expansion likely to alter operations and trajectory.

3 , 12:02 PM
Chime Financial secured price target increases on a Stride deal and raised guidance, yet shares erased early gains. Analyst price target hikes and guidance raise tied to the Stride deal indicate moderate positive effects on Chime's market performance without fundamental trajectory shifts.

8 Sep

4 , 7:33 PM
Chime Financial, Inc. will acquire an Oklahoma community bank for $590 million. The $590 million bank acquisition enables Chime to secure a banking charter and expand into full banking operations.

4 , 5:41 PM
Chime Financial signals breakout on strong guidance and Stride takeover. Strong guidance combined with Stride takeover marks major strategic move expected to significantly alter Chime trajectory and investor sentiment.

4 , 5:32 PM
Chime Financial, Inc. acquires Stride Bank for $590 million. Chime's $590 million acquisition of Stride Bank marks a major strategic expansion likely to alter its banking capabilities and competitive position.

4 , 4:05 PM
Chime Financial, Inc. announces agreement to acquire Stride Bank. Acquisition of Stride Bank marks a major strategic move that could significantly alter Chime's banking operations and competitive trajectory.

3 www.fool.com, 5:50 AM
Chime Financial shares rose in August on strong user growth, higher revenue and improved profitability metrics. August stock gains reflect better near-term sentiment but stop short of altering long-term company trajectory.

2 Sep

3 www.marketbeat.com, 8:40 AM
Bancorp’s fintech comeback gains momentum with direct benefits to Chime Financial, Inc. (CHYM) operations and positioning. Bancorp momentum supports Chime stability and sentiment without altering core trajectory.

19 Aug

4 , 1:09 PM
Chime Financial reorganized operations and raised 2026 guidance, leaving the stock (CHYM) potentially fully priced in after these moves. Reorganization plus raised 2026 guidance constitute major strategic shifts that can materially alter valuation and investor sentiment.

13 Aug

3 www.cryptoprowl.com, 3:47 PM
Chime Financial considers integrating stablecoins into its app. Stablecoin integration may affect Chime product features and market positioning without guaranteed fundamental trajectory shift.

12 Aug

4 transcript www.fool.com, 8:01 PM
Chime Financial Inc. released its Q2 2026 earnings call transcript covering quarterly financial results and business updates. Earnings call transcript delivers key financial metrics and outlook that shape investor views and company trajectory.

6 Aug

4 , 2:39 PM
Chime Financial swung to profit in Q2 and raised 2026 revenue guidance, causing its shares to rise. Q2 profitability turnaround plus higher 2026 revenue guidance directly improves financial trajectory and investor sentiment.

4 , 10:15 AM
Chime Financial reports GAAP profit and unveils Chime Prime in Q2 2026. GAAP profit achievement plus Chime Prime launch drives major strategic growth and investor sentiment shifts.

3 transcript app.moby.co, 8:30 AM
Chime Financial, Inc. held Q2 2026 earnings call covering Class A Common Stock performance, financial results and outlook. Quarterly earnings data typically influences near-term stock valuation and sentiment without guaranteeing structural shifts.

5 Aug

4 transcript www.marketbeat.com, 8:04 PM
Chime Financial Q2 earnings call highlights detail financial results, user growth metrics, revenue trends, expense management and forward guidance for the fintech company. Q2 earnings and guidance directly shape investor views on Chime's valuation and growth trajectory.

3 , 8:35 PM
Chime Financial, Inc. (CHYM) exceeded Q2 earnings and revenue estimates. Q2 beat indicates positive financial results that may lift near-term stock performance without altering long-term strategy.

3 , 7:00 PM
Chime Financial Inc. (CHYM) Q2 earnings key metrics are examined, providing details on financial performance indicators and results. Q2 earnings metrics deliver routine performance updates that may shift short-term sentiment but lack signals of major strategic or competitive changes.

3 , 4:05 PM
Chime Financial, Inc. released its second quarter 2026 financial results. Quarterly earnings releases supply performance data that shapes investor views on valuation and trajectory.

4 Aug

3 www.sfchronicle.com, 3:26 PM
Chime Financial cuts 10% of its workforce. Workforce reduction trims operating costs but may slow execution and signal caution to investors.

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