Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue
+32.1%
EPS
+173.3%
Free cash flow
+815.5%

Quarter to September 2026, against a year earlier

29.94 0.07 +0.23%
Market cap
$11.4B
P/E
150×
Fwd P/E
59.6×
Dividend yield
—
F-score
n/a
Altman Z
4.14
Beneish M
−4.82
Dividend safety
n/a

Chime Financial, Inc. (CHYM) Free cash flow margin

Alert me on Free cash flow margin

Chime Financial, Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 17.2%, up 16.1 percentage points from fiscal 2025 (1.10%). That is above the Software Application industry median of 5.77% and above the Technology sector median of 0.67%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 1.10% (1.87)
FY2024 2.97% 17.39
FY2023 −14.4% —

Free cash flow margin against peers

Company Free cash flow margin
PAYC Paycom Software, Inc. compare 30.1%
BSY Bentley Systems, Incorporated compare 29.7%
FROG JFrog Ltd. compare 28.3%
DT Dynatrace, Inc. compare 26.5%
PCOR Procore Technologies, Inc. compare 25.3%
ESTC Elastic N.V. compare 19.4%
HUBS HubSpot, Inc. compare 18.9%
CHYM Chime Financial, Inc. 17.2%
FIG Figma, Inc. compare 15.9%
Software Application industry median 5.77%
Technology sector median 0.67%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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