Friday 6 November 2026 Export CHYM’s income statement to Excel — free account

Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue: +32.1%
EPS: +173.3%
Free cash flow: +815.5%

Quarter to September 2026, against a year earlier

29.94 0.07 +0.23%

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Market cap: $11.4B
P/E: 150×
Fwd P/E: 59.6×
Dividend yield: —
F-score: n/a
Altman Z: 4.14
Beneish M: −4.82
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

Chime Financial, Inc. (CHYM) EV/FCF

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As of 5 November 2026, Chime Financial, Inc. (CHYM) trades at a EV/FCF of 24.4×. Over the past ten years it has ranged from −140× (July 2025) to 432× (December 2025); the current reading is higher than 31% of that period.

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<iframe src="https://stockrow.com/embed/CHYM/ev-fcf" width="100%" height="360" style="border:0" loading="lazy" title="Chime Financial, Inc. EV/FCF, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/CHYM/metrics/ev-fcf">Chime Financial, Inc. (CHYM) EV/FCF — stockrow.com</a></p>

Period	EV/FCF	Change
FY2025	200×	135.08%
FY2024	85.0×	0.00%
FY2023	85.0×	—

Period	EV/FCF	Change
Sep 2026	21.4×	0.67%
Jun 2026	21.2×	(52.53%)
Mar 2026	44.7×	(77.63%)
Dec 2025	200×	(33.81%)
5 more quarters	Free account

Against its own ten years

Low −140× High 432×

Ten-year median 42.1×

Current reading's percentile 31

Company	EV/FCF
HUBS HubSpot, Inc. compare	13.8×
PAYC Paycom Software, Inc. compare	18.6×
DT Dynatrace, Inc. compare	20.7×
ESTC Elastic N.V. compare	22.8×
CHYM Chime Financial, Inc.	24.4×
BSY Bentley Systems, Incorporated compare	30.6×
PCOR Procore Technologies, Inc. compare	37.8×
FIG Figma, Inc. compare	38.7×
FROG JFrog Ltd. compare	48.9×

What EV/FCF is

EV/Free CF shows how the value of a whole company, debt included, compares with the free cash its business produces.

((Stock Price × Shares (Basic, Weighted) (latest quarter)) + (Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter)) − Cash & Short Term Investments (latest quarter)) ÷ (Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM))

The full definition of EV/FCF →

Chime Financial, Inc. (CHYM) EV/FCF

EV/FCF, daily

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Against its own ten years

EV/FCF against peers

What EV/FCF is

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EV/FCF, daily

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Against its own ten years

EV/FCF against peers

What EV/FCF is

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