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Friday 6 November 2026
Export CHYM’s income statement to Excel — free account
Chime Financial, Inc.
CHYM Technology Software Application
Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.
- Revenue
- +32.1%
- EPS
- +173.3%
- Free cash flow
- +815.5%
Quarter to September 2026, against a year earlier
29.94
0.07
+0.23%
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Chime Financial, Inc. (CHYM) Operating margin
Chime Financial, Inc.'s operating margin over the twelve months to 30 September 2026 was 1.83%, up 49.4 percentage points from fiscal 2025 (−47.6%). That is above the Software Application industry median of 0.00% and above the Technology sector median of 0.02%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | −47.6% | (43.84) |
| FY2024 | −3.72% | 14.72 |
| FY2023 | −18.4% | — |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Sep 2026 | 4.78% | 1.60 |
| Jun 2026 | 3.18% | (3.95) |
| Mar 2026 | 7.13% | 16.15 |
| Dec 2025 | −9.02% | 2.89 |
| 5 more quarters | Free account |
Operating margin against peers
| Company | Operating margin |
|---|---|
| PAYC Paycom Software, Inc. compare | 33.4% |
| BSY Bentley Systems, Incorporated compare | 25.2% |
| DT Dynatrace, Inc. compare | 12.7% |
| HUBS HubSpot, Inc. compare | 5.34% |
| CHYM Chime Financial, Inc. | 1.83% |
| ESTC Elastic N.V. compare | −2.64% |
| PCOR Procore Technologies, Inc. compare | −4.13% |
| FROG JFrog Ltd. compare | −11.5% |
| FIG Figma, Inc. compare | −40.7% |
| Software Application industry median | 0.00% |
| Technology sector median | 0.02% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on CHYM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- EV/FCF
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Shares outstanding
- Book value per share
- The full statement