Sunday 11 October 2026 Export all CHYM data to Excel Powerpack

Chime Financial, Inc.

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024. In the quarter to June 2026, revenue grew 26.8%, EPS grew 101.0% and free cash flow grew 749.1%, each against the same quarter a year earlier.

30.08 1.12 +3.87%

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Market cap: $11.0B
P/E: 0.0×
Fwd P/E: 54.6×
Dividend yield: —
F-score: n/a
Altman Z: 4.14
Beneish M: −4.82
Dividend safety: n/a

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 635.12

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	1	5	4	—	1	—	—	2	—	13	10	—

Insider Ownership 51.70%

Capital & Financial Ratios $m

Market Cap 10,960.00

Revenue 2,457.03

Net Income (18.19)

Free Cash Flow 308.90

Net Debt (1,225.84)

Current Ratio 4.62

Debt/Equity 0.00

P/E ratio 0.00

Fwd P/E 54.60

P/S ratio 4.65

P/B ratio 8.13

Past 5Y EPS Growth —

This Y EPS Growth 110.76%

Next Y EPS Growth 104.69%

Next Y revenue growth 26.72%

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	—	819	1,140	1,226
Receivables	—	216	258	288
Inventory	—	—	—	—
Other	—	182	251	205
	—	1,287	1,756	1,790

	2023	2024	2025	Q'26
Payables	—	36	39	36
ST’ Debt	—	—	—	—
Other	—	114	147	134
	—	375	388	387

Compound Annual Growth %

	10y	5y	3y
Sales	—	—	—
Cash Flow	—	—	—
Earnings	—	—	—
Book Value	—	—	—

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	647	670	—	—	—
’25	519	528	544	596	2,187
’24	—	384	422	—	1,673

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	87	207	—	—	—
’25	(26)	28	17	33	53
’24	—	71	(25)	18	64

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	80	198	—	—	—
’25	(31)	23	14	18	24
’24	—	66	(31)	14	50

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.13	0.07	—	—	—
’25	0.00	(7.29)	(0.15)	(0.12)	(4.27)
’24	—	0.01	(0.34)	—	(0.39)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	—	—	—	—	—	16.17	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	—	—	—	—	—	44.94
People
People	Employees	—	—	—	—	—	—	—	—	1,465	1,519
	Revenue/emp, $m	—	—	—	—	—	—	—	0.00	1.14	1.44
Income, $m
Income, $m	Revenue	—	—	—	—	—	—	—	1,278	1,673	2,187
	Gross margin, %	—	—	—	—	—	—	—	82.81	87.60	87.97
	EBT	—	—	—	—	—	—	—	(203)	(23)	(1,009)
	EBT margin, %	—	—	—	—	—	—	—	(15.88)	(1.36)	(46.15)
	Net income	—	—	—	—	—	—	—	(203)	(25)	(1,010)
	Depreciation	—	—	—	—	—	—	—	(2)	13	25
Per share, $
Per share, $	Revenue	—	—	—	—	—	—	—	20.26	25.78	9.26
	Earnings	—	—	—	—	—	—	—	(3.22)	(0.39)	(4.27)
	Cash flow	—	—	—	—	—	—	—	(2.48)	0.99	0.22
	Capex	—	—	—	—	—	—	—	(0.44)	(0.22)	(0.12)
	Free cash flow	—	—	—	—	—	—	—	(2.92)	0.77	0.10
	Book value	—	—	—	—	—	—	—	0.00	(29.74)	5.93
	Shares, m	—	—	—	—	—	—	—	63	65	236
Valuation, ×
Valuation, ×	P/E	—	—	—	—	—	—	—	0.00	0.00	0.00
	P/S	—	—	—	—	—	—	—	0.00	0.00	2.72
	P/B	—	—	—	—	—	—	—	0.00	0.00	4.24
	EV/Sales	—	—	—	—	—	—	—	0.00	0.00	2.20
	EV/FCF	—	—	—	—	—	—	—	84.99	84.99	199.78
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	—	—	—	(157)	64	53
	Capex	—	—	—	—	—	—	—	(28)	(14)	(29)
	Free cash flow	—	—	—	—	—	—	—	(184)	50	24
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	—	—	—	912	1,368
	Total debt	—	—	—	—	—	—	—	—	—	—
	Net debt	—	—	—	—	—	—	—	—	(819)	(1,140)
	Shareholders’ equity	—	—	—	—	—	—	—	—	(1,931)	1,402
Returns, %
Returns, %	ROA	—	—	—	—	—	—	—	0.00	(3.47)	(58.96)
	ROIC	—	—	—	—	—	—	—	0.00	0.00	(248.53)
	ROE	—	—	—	—	—	—	—	0.00	0.00	381.90

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
GRAB Grab Holdings Limited	$12.7B	22.8×	32.6×	+21.73% (above 0%: growing)	+500.00% (above 0%: growing)	−40.38% (below 0%: shrinking)	43.63%	1.91%	Compare
FIG Figma, Inc.	$12.1B	— (loss-making)	— (loss-making)	+48.25% (above 0%: growing)	n/m	−16.79% (below 0%: shrinking)	83.66%	(31.69%)	Compare
MANH Manhattan Associates, Inc.	$12.1B	58.0×	40.5×	+9.31% (above 0%: growing)	−8.51% (below 0%: shrinking)	+27.98% (above 0%: growing)	56.53%	22.24%	Compare
FROG JFrog Ltd.	$12.0B	— (loss-making)	— (loss-making)	+28.73% (above 0%: growing)	n/m	+51.58% (above 0%: growing)	77.93%	(8.09%)	Compare
HUBS HubSpot, Inc.	$11.6B	80.7×	56.8×	+19.83% (above 0%: growing)	n/m	+44.84% (above 0%: growing)	82.35%	4.75%	Compare
CHYM Chime Financial, Inc.	$11.0B	— (loss-making)	54.6×	+26.81% (above 0%: growing)	n/m	+749.07% (above 0%: growing)	88.82%	3.18%
BSY Bentley Systems, Incorporated	$10.5B	37.6×	28.9×	+12.80% (above 0%: growing)	+13.64% (above 0%: growing)	+11.94% (above 0%: growing)	81.99%	21.57%	Compare
PAYC Paycom Software, Inc.	$10.2B	24.6×	14.5×	+9.84% (above 0%: growing)	+47.17% (above 0%: growing)	+212.66% (above 0%: growing)	83.23%	31.72%	Compare
ESTC Elastic N.V.	$10.0B	27.2×	251×	+15.13% (above 0%: growing)	n/m	+26.14% (above 0%: growing)	74.50%	(4.93%)	Compare
Median of peers	$11.8B	32.4×	36.6×	+17.48%	+30.41%	+27.06%	79.96%	3.33%

All 237 Software Application stocks →

Chime Financial, Inc. (CHYM) key facts

Strength: Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.
Chime Financial, Inc. (CHYM) is a Software Application company in the Technology sector, listed on Nasdaq.
As of October 9, 2026, CHYM traded at $30.08, a market capitalization of $11.0 billion.
Return on equity was 381.9% and debt-to-equity 0.00.
Its Altman Z-score is 4.14 (safe zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.