Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue
+32.1%
EPS
+173.3%
Free cash flow
+815.5%

Quarter to September 2026, against a year earlier

29.94 0.07 +0.23%
Market cap
$11.4B
P/E
150×
Fwd P/E
59.6×
Dividend yield
—
F-score
n/a
Altman Z
4.14
Beneish M
−4.82
Dividend safety
n/a

Chime Financial, Inc. (CHYM) Net margin

Alert me on Net margin

Chime Financial, Inc.'s net margin over the twelve months to 30 September 2026 was 3.54%, up 49.7 percentage points from fiscal 2025 (−46.2%). That is above the Software Application industry median of 0.00% and above the Technology sector median of 0.00%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 −46.2% (44.67)
FY2024 −1.51% 14.38
FY2023 −15.9% —

Quarterly newest first

Period Net margin Change (points)
Sep 2026 6.09% 1.93
Jun 2026 4.16% (4.10)
Mar 2026 8.26% 13.60
Dec 2025 −5.34% 4.73
5 more quarters

Net margin against peers

Company Net margin
PAYC Paycom Software, Inc. compare 23.3%
ESTC Elastic N.V. compare 20.8%
BSY Bentley Systems, Incorporated compare 19.6%
DT Dynatrace, Inc. compare 7.42%
HUBS HubSpot, Inc. compare 5.95%
CHYM Chime Financial, Inc. 3.54%
PCOR Procore Technologies, Inc. compare −2.31%
FROG JFrog Ltd. compare −7.35%
FIG Figma, Inc. compare −40.2%
Software Application industry median 0.00%
Technology sector median 0.00%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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