Bentley Systems, Incorporated (BSY) vs Chime Financial, Inc. (CHYM)
- Bentley Systems, Incorporated BSY 35.37 −2.37%
- Chime Financial, Inc. CHYM 29.67 −0.97%
Bentley Systems, Incorporated and Chime Financial, Inc. are both Software Application companies. Bentley Systems, Incorporated and Chime Financial, Inc. are of similar size ($11.3B and $10.9B). Chime Financial, Inc. has negative trailing earnings, so its P/E is not meaningful; Bentley Systems, Incorporated trades at 38.0×. Chime Financial, Inc. grew revenue faster over the last twelve months: 32.6% against 12.9%. Bentley Systems, Incorporated has the higher net margin (18.1% vs −0.21%) and the higher return on invested capital (10.4% vs −17.8%). Across the 18 metrics below, Bentley Systems, Incorporated leads on 10 and Chime Financial, Inc. on 8.
Valuation
Profitability
| Metric | BSY | CHYM | Software Application median |
|---|---|---|---|
| Gross margin | 81.84% | 88.71% | 67.03% |
| Operating margin | 23.59% | (2.08%) | 0.00% |
| Net margin | 18.10% | (0.21%) | 0.00% |
| Free cash flow margin | 31.12% | 12.57% | 5.01% |
| Return on equity | 24.53% | (0.37%) | 0.00% |
| Return on assets | 8.28% | (0.27%) | 0.00% |
| Return on invested capital | 10.39% | (17.81%) | 0.00% |
Growth
Health
Dividend
Size
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