Bentley Systems, Incorporated (BSY) vs Chime Financial, Inc. (CHYM)
Bentley Systems, Incorporated and Chime Financial, Inc. are both Software Application companies. Bentley Systems, Incorporated and Chime Financial, Inc. are of similar size ($10.3B and $9.7B). Chime Financial, Inc. has negative trailing earnings, so its P/E is not meaningful; Bentley Systems, Incorporated trades at 33.8×. Chime Financial, Inc. grew revenue faster over the last twelve months: 32.6% against 12.9%. Bentley Systems, Incorporated has the higher net margin (18.1% vs −0.21%) and the higher return on invested capital (10.4% vs −17.8%). Across the 18 metrics below, Bentley Systems, Incorporated leads on 10 and Chime Financial, Inc. on 8.
Valuation
Profitability
| Metric | BSY | CHYM | Software Application median |
|---|---|---|---|
| Gross margin | 81.84% | 88.71% | 67.03% |
| Operating margin | 23.59% | (2.08%) | 0.00% |
| Net margin | 18.10% | (0.21%) | 0.00% |
| Free cash flow margin | 31.12% | 12.57% | 4.32% |
| Return on equity | 24.53% | (0.37%) | 0.00% |
| Return on assets | 8.28% | (0.27%) | 0.00% |
| Return on invested capital | 10.39% | (17.81%) | 0.00% |
Growth
Health
Dividend
Size
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