Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue
+32.1%
EPS
+173.3%
Free cash flow
+815.5%

Quarter to September 2026, against a year earlier

29.94 0.07 +0.23%
Market cap
$11.4B
P/E
150×
Fwd P/E
59.6×
Dividend yield
—
F-score
n/a
Altman Z
4.14
Beneish M
−4.82
Dividend safety
n/a

Chime Financial, Inc. (CHYM) EV/EBITDA

Alert me on EV/EBITDA

As of 5 November 2026, Chime Financial, Inc. (CHYM) trades at a EV/EBITDA of 132×. Over the past ten years it has ranged from 0.0× (September 2026) to 134× (October 2026); the current reading is higher than 98% of that period. That is above the Software Application industry median of 15.5× and above the Technology sector median of 14.5×.

EV/EBITDA, daily

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Annual newest first

Period EV/EBITDA Change
FY2025 0.0× —
FY2024 0.0× —
FY2023 0.0× —

Quarterly newest first

Period EV/EBITDA Change
Sep 2026 116× —
Jun 2026 0.0× —
Mar 2026 0.0× —
Dec 2025 0.0× —
5 more quarters

Against its own ten years

Low 0.0× High 134×
Ten-year median 0.0×
Current reading's percentile 98

EV/EBITDA against peers

Company EV/EBITDA
FIG Figma, Inc. compare n/m
FROG JFrog Ltd. compare n/m
PAYC Paycom Software, Inc. compare 14.2×
BSY Bentley Systems, Incorporated compare 33.2×
HUBS HubSpot, Inc. compare 35.4×
DT Dynatrace, Inc. compare 39.3×
ESTC Elastic N.V. compare 97.6×
CHYM Chime Financial, Inc. 132×
PCOR Procore Technologies, Inc. compare 182×
Software Application industry median 15.5×
Technology sector median 14.5×
Market median 10.9×

What EV/EBITDA is

Enterprise Value over EBITDA tells an investor how the market values a whole company, with debt added and cash taken off, against its operating earnings.

((Stock Price × Shares (Basic, Weighted) (latest quarter)) + (Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter)) − Cash & Short Term Investments (latest quarter)) ÷ EBITDA (TTM)

The full definition of EV/EBITDA →

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