Pricing Log in Create free account
Friday 6 November 2026 Export CHYM’s income statement to Excel — free account

Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue
+32.1%
EPS
+173.3%
Free cash flow
+815.5%

Quarter to September 2026, against a year earlier

30.45 0.27 +0.89%
Market cap
$11.4B
P/E
150×
Fwd P/E
59.6×
Dividend yield
—
F-score
n/a
Altman Z
4.14
Beneish M
−4.82
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

Chime Financial, Inc. (CHYM) Gross margin

Alert me on Gross margin

Chime Financial, Inc.'s gross margin over the twelve months to 30 September 2026 was 89.4%, up 1.4 percentage points from fiscal 2025 (88.0%). That is above the Software Application industry median of 66.9% and above the Technology sector median of 46.9%.

Gross margin, annual

Embed this chart

Annual newest first

Period Gross margin Change (points)
FY2025 88.0% 0.37
FY2024 87.6% 4.79
FY2023 82.8% —

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 90.0% 1.16
Jun 2026 88.8% (0.82)
Mar 2026 89.6% 0.73
Dec 2025 88.9% 1.68
5 more quarters

Gross margin against peers

Company Gross margin
CHYM Chime Financial, Inc. 89.4%
HUBS HubSpot, Inc. compare 83.0%
BSY Bentley Systems, Incorporated compare 82.4%
FIG Figma, Inc. compare 81.4%
DT Dynatrace, Inc. compare 81.1%
PCOR Procore Technologies, Inc. compare 80.2%
FROG JFrog Ltd. compare 77.9%
ESTC Elastic N.V. compare 75.5%
PAYC Paycom Software, Inc. compare 0.00%
Software Application industry median 66.9%
Technology sector median 46.9%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

More on CHYM