Chime Financial, Inc. CHYM

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Quarterly (Descending) Quarterly (Ascending) Annual (Descending) Annual (Ascending) TTM (Descending) TTM (Ascending)

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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

	Jun '26	Mar '26	Dec '25	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24	Dec '23
Revenue	669.77	647.39	596.36	543.52	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Revenue Growth	26.81%	24.80%	41.36%	41.46%	—	—	—	—	—	—
Cost of Revenue	74.90	67.07	66.11	69.40	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Gross Profit	594.87	580.31	530.25	474.12	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
R&D Expenses	112.11	109.78	111.35	123.94	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
SG&A Expenses	244.30	235.90	272.90	230.18	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Operating Income	21.32	46.16	(53.77)	(64.71)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Non-operating Income/Expense	6.74	7.75	9.04	10.27	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EBT	28.06	53.91	(44.73)	(54.44)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Income Tax Provision	0.21	0.46	0.05	0.28	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Income after Tax	27.85	53.46	(44.78)	(54.72)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Dividends (Preferred)	—	—	—	—	—	‡‡‡‡‡	—	—	‡‡‡‡‡	—
Net Income Common	27.85	53.46	(31.84)	(54.72)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	—	—
EPS (Basic)	0.07	0.14	(0.12)	(0.15)	‡‡‡‡‡	‡‡‡	—	—	—	—
EPS (Diluted)	0.07	0.13	(0.12)	(0.15)	‡‡‡‡‡	‡‡‡	—	—	—	—
Shares (Basic, Weighted)	379.82	381.64	236.27	371.83	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Shares (Diluted, Weighted)	393.42	400.48	236.27	371.83	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Gross Margin	88.82%	89.64%	88.91%	87.23%	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EBIT Margin	3.18%	7.13%	(9.02%)	(11.91%)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EBT margin	4.19%	8.33%	(7.50%)	(10.02%)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Net Profit Margin	4.16%	8.26%	(5.34%)	(10.07%)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡	—
EBITDA	28.91	53.67	(47.07)	(58.84)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EBIT	21.32	46.16	(53.77)	(64.71)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Income from Continuous Operations	27.85	53.46	(44.78)	(54.72)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Income from Discontinued Operations	—	—	—	—	—	‡‡‡	—	—	—	—
Consolidated Net Income/Loss	27.85	53.46	(44.78)	(54.72)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EPS (Basic, from Continuous Ops)	0.07	0.14	2.97	(0.15)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EPS (Diluted, from Cont. Ops)	0.07	0.13	2.97	(0.15)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EPS (Basic, Consolidated)	0.07	0.14	2.97	(0.15)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
EPS (Diluted, Consolidated)	0.07	0.13	2.97	(0.15)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Shares (Diluted, Average)	393.42	400.48	375.87	371.83	‡‡‡‡‡	‡‡‡‡‡	—	—	—	—
EBITDA Margin	4.32%	8.29%	(7.89%)	(10.83%)	‡‡‡‡‡	‡‡‡‡‡	—	‡‡‡‡‡	‡‡‡‡‡	—
Operating Cash Flow Margin	30.98%	13.51%	5.46%	3.22%	‡‡‡‡‡	‡‡‡‡‡	‡‡‡	‡‡‡‡‡	‡‡‡‡‡	‡‡‡

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